Ronald Farrow is a financial advisor at OSAIC with 29 years of industry experience. He holds a Series 63 designation and has worked at firms including Lincoln Financial Securities Corporation and Independent Advisers Group Corp. Outside of advising, he is an insurance agent offering a range of health and life insurance products and owns Willow Tree Wealth Management, LLC, which supports his business operations and offers additional insurance services. OSAIC serves a diverse client base including individual and institutional investors, providing integrated brokerage, advisory, and financial planning services through a broad network of affiliated advisers and multiple platforms. The firm employs various asset-allocation and portfolio construction tools and offers access to third-party money managers and managed-account solutions.

Zachary Gilbert is a financial advisor at OSAIC with four years of industry experience. He holds a Series 66 designation and has worked previously at Lincoln Financial Securities Corporation, Bank of Tennessee, SmartBank, and Volkswagen. In addition to his advisory role, he is also active as an insurance agent offering various insurance products including accident, health, and life insurance. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a large network of affiliated financial advisors and multiple advisory platforms. The firm utilizes a range of asset-allocation tools and third-party services to manage portfolios across discretionary and non-discretionary accounts.

Nathan Bowman is a financial advisor at OSAIC with two years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Securities Corporation. Outside of advisory services, he is licensed to sell life and disability insurance products, including annuities and long-term care insurance. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, utilizing a range of tools and third-party platforms to construct and manage portfolios with multiple asset classes.