Michael Whitney is a financial advisor at Osaic Wealth, Inc. with 23 years of industry experience. He holds a Series 66 designation and has worked at several firms including Wise Family Wealth and Commonwealth Financial Network. Whitney also conducts fixed insurance sales as a secondary business activity. Osaic Wealth, Inc. serves a diverse client base ranging from individuals and high-net-worth investors to pension plans and charitable organizations. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that include various asset classes, offering both discretionary and non-discretionary account management.

Richard Carlson is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining OSAIC in 2026, he worked at Commonwealth Financial Network for 14 years and at Wise Family Wealth, LLC for 13 years. His other business activities include fixed insurance sales at a branch location since 2012. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services through multiple platforms and utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.