Adam Schwartz is a CFP® with 32 years of industry experience, currently serving at OSAIC and MGFS Private Wealth, LLC. His prior roles include positions at Woodbury Financial Services, Assetmark, and Centurion Capital Group, among others. Outside of financial advising, he is also a book author and consults with business owners to improve operational efficiency. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, emphasizing model-based asset allocation, portfolio optimization, and a range of investment programs delivered through affiliated broker-dealer and RIA relationships.

Kenneth Harasym Sr. is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His background includes long tenures at American Portfolios Financial Services, Inc. and Economic Planning Health Corporation Inc., as well as ownership roles in several health-related businesses. He also receives lifetime renewal commissions from AFLAC products sold more than eight years ago. OSAIC Wealth serves a diverse client base, including retail investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process with asset allocation and portfolio optimization tools, supporting various managed account strategies and third-party manager options.

Michael Mulhern is a financial advisor at Osaic Wealth with 25 years of industry experience. He holds the Series 63 designation and previously worked at Lincoln Financial Advisors for 24 years. Outside of his advisory role, he is an insurance agent involved in the sale of fixed life, health, accident, and disability insurance products. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment process with asset allocation and portfolio optimization tools, and is notable for its large scale and complex affiliate network.

Nicole Pruet is a financial advisor at OSAIC with Series 66 credentials and two years of industry experience. Her prior experience includes roles at American Portfolios Financial Services Inc. and Seeb Corporation, as well as over a decade with Baltimore County Public Schools. OSAIC serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by risk assessments and flexible strategy implementation options.

John Towers is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He worked at Lincoln Financial Advisors for 23 years before joining OSAIC in 2025. Additionally, he is licensed as an insurance agent offering accident and health insurance, disability insurance, fixed/indexed annuities, long-term care insurance, and traditional life insurance. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm employs a model-based investment process with portfolio optimization tools and offers a range of brokerage and advisory services delivered via affiliated broker-dealer and RIA relationships.

William Foulk III is a financial advisor at OSAIC with 30 years of industry experience. He holds a Series 63 designation and has previously worked at Lincoln Financial Securities Corporation and Osaic FS, Inc. Outside of advising, he is also an insurance agent offering various health and life insurance products. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm’s investment process centers on model-based asset allocation and portfolio optimization, supporting discretionary management, third-party managers, and proprietary strategies.

Douglas Gallwas is a financial advisor with Osaic Wealth, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He worked at Woodbury Financial Services Inc. for 23 years before joining Osaic in 2024. Gallwas is involved in franchise management through ownership of a European Wax Center franchise. Osaic Wealth serves a wide range of retail and institutional clients with brokerage and advisory services, offering comprehensive financial planning and portfolio management through a multi-advisor platform that emphasizes model-based asset allocation and portfolio optimization.

William Love is a financial advisor at Osaic with 38 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked for FSC Securities Corporation for 25 years before joining Osaic in 2023. Outside of advisory work, he owns an LLC that holds oil and gas royalties inherited from his family and operates an Airbnb rental property. Osaic Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm focuses on model-based asset allocation and portfolio optimization, supporting various investment strategies and delivering comprehensive financial planning and retirement consulting.

Craig Wiklund is a financial advisor at Osaic with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously with Woodbury Financial Services and Equitable Advisors. In addition to his advisory role, he is a partner at Wiklund & Bond Financial Position, a firm focused on consultation and sales of health insurance and voluntary employee benefits. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a range of advisory and brokerage services with an investment approach centered on model-based asset allocation, portfolio optimization, and the use of both discretionary and advisor-managed strategies.

Neil Daley is a financial advisor at Osaic with 40 years of industry experience. He holds the Series 63 designation and has worked at Osaic since 2024. His prior experience includes roles at Securities America Advisors, Cetera Advisors LLC, and Vestax Securities Corporation. Outside of advisory services, he is involved in real estate sales as a licensed agent. Osaic Wealth serves a wide range of clients, including retail investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach uses model-based asset allocation and portfolio optimization, supported by various strategies and third-party manager programs.