Justin Katt is a financial advisor at OSAIC with 13 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Securities America and Securities America Advisors. In addition to his advisory role, he is also licensed as a life insurance agent. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, combining various investment platforms and third-party money managers to support customized portfolio management.

Timothy Elzinga is a Certified Financial Planner® with 35 years of industry experience, currently serving at OSAIC since 2024. He previously worked for Securities America Advisors, Inc. for 10 years. Elzinga serves as a member of the Investment Advisory Committee of the Reformed Church in America, overseeing fixed income and equity investments for the denomination. OSAIC serves a broad client base including individual and high-net-worth investors, pension plans, and charitable organizations, providing integrated brokerage and advisory services through multiple platforms and a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across a range of investment types.