Joanne Lam is a financial advisor with Osaic Wealth, Inc. holding a Series 66 designation and has 19 years of industry experience. She has worked at Osaic since 2020 and has prior experience at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. Additionally, she is a member of the Holmdel Board of Education. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm uses asset-allocation tools and risk-tolerance assessments to construct diversified portfolios across multiple asset classes on both discretionary and non-discretionary bases.

Robert Greco is a financial advisor at OSAIC with 28 years of industry experience. He holds a Series 63 designation and previously worked for Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. for ten years each. In addition to his advisory role, he is involved in the sales and service of insurance products for individuals, families, and businesses. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various portfolio construction tools and offering access to third-party money managers and wrap programs.

John Spatola is a financial advisor with OSAIC, holding a Series 66 credential and 19 years of industry experience. His prior roles include positions at Royal Alliance, Santander Securities, Raymond James Financial Services, and others. Outside of advising, he co-owns a temporary employment business and a printing company. OSAIC serves a broad client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm utilizes asset-allocation tools, risk tolerance assessments, and automated rebalancing to manage diversified portfolios, with services available on both discretionary and non-discretionary bases.

Robert Jaffe is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has been affiliated with Royal Alliance since 2011. Jaffe is also involved in fixed insurance sales through two LLCs in New Jersey and California. OSAIC serves a diverse range of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs advanced asset-allocation tools and offers a variety of portfolio management options, including access to third‑party money managers and unified managed accounts.