Richard Malen is a financial advisor at OSAIC with 33 years of industry experience. He holds the ChFC® designation and the Series 63 license. Prior to joining OSAIC in 2025, he spent 20 years at Lincoln Financial Advisors Corp. Outside of his advisory work, Malen serves as an elected officer of the Jones Beach Lifeguard Corp. and works as a lifeguard at Robert Moses State Park. OSAIC Wealth, Inc. serves a diverse range of clients, including individual investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with access to multiple investment platforms and third-party managers, employing asset allocation tools and risk management techniques to construct diversified portfolios.

Kevin Ovington is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has worked at OSAIC Wealth Inc and Family Wealth Decisions Group since 2025, with prior experience at Baystate Financial, Coopersburg Kenworth, Endicott College, and William Tennent High School. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across a wide range of investment types.

Vincent Toscano is a financial advisor at OSAIC with 34 years of industry experience. He holds a Series 63 designation and has worked previously with Lincoln Financial Advisors and Lincoln Financial Advisors Corporation over a 27-year period. He is the sole owner and president of Loucon Resources, Inc., a firm offering accident and health insurance and various life insurance products. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated financial advisers, providing integrated brokerage and advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs advanced asset-allocation tools and supports multiple account management options across diverse investment types.

Tyler Simmons is a ChFC® credentialed financial advisor with 24 years of industry experience. He is currently with Osaic Wealth, Inc., having joined in 2025 following 20 years at Lincoln Financial Advisors and Lincoln Financial Advisors Corp. Simmons serves as a trustee and fiduciary for multiple family trusts and holds successor agent roles under powers of attorney for close relatives. OSAIC serves a broad client base including individual, high-net-worth, institutional, and charitable investors through a large network of advisors. The firm offers integrated brokerage and advisory services with portfolio management supported by advanced asset allocation tools, third-party money managers, and multiple investment platforms.

Bradley Schuman is a financial advisor at OSAIC with 38 years of industry experience. He holds a Series 63 designation and previously worked at Lincoln Financial Advisors and Lincoln Financial Advisors Corporation for a combined 26 years. Outside of his advisory role, he is involved in the sale and service of fixed insurance products. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, and corporations, offering integrated brokerage, advisory services, and access to multiple investment platforms and third-party managers. The firm utilizes various asset-allocation and portfolio management tools and supports a complex corporate structure with multiple service offerings.

Eric Schmidt is a financial advisor at Osaic with 40 years of industry experience and holds Series 63 and Series 65 credentials. Before joining Osaic in 2025, he worked at Lincoln Financial Advisors for over a decade. Outside of advising, he serves as a lifeguard and coach in his community. OSAIC serves a diverse range of retail and institutional clients through an extensive network of financial advisers, offering integrated brokerage, investment advisory services, and access to third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary management to construct diversified portfolios.

Kelby Edwards is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He previously worked for Lincoln Financial Advisors Corporation for 16 years before joining OSAIC in 2025. Outside his advisory role, Edwards also operates a tax preparation business and provides consulting services in strategic planning and business operations. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services. The firm employs a range of asset-allocation tools and supports both discretionary and non-discretionary portfolio management with access to multiple third-party platforms.