Brian Dawidowicz is a CFP® and ChFC® with 24 years of industry experience. He has been with OSAIC since 2004 and also conducts independent insurance sales. In addition to his advisory work, he engages in tax preparation services and owns a small business focused on financial planning administration. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of advisory and brokerage services with an investment approach centered on model-based asset allocation, portfolio optimization, and multiple strategy options delivered through an extensive multi-advisor platform.

Nicholas Fragoso is a financial advisor at OSAIC with five years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at San Diego Tax & Wealth Management. In addition to his advisory role, he provides income tax preparation and financial planning services through his own S-Corporation and seasonal sole proprietorship. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a model-based investment approach that emphasizes asset allocation, portfolio optimization, and risk management.