Niraj Baxi is a financial advisor at OSAIC with 41 years of industry experience. He holds the ChFC® and Series 63 designations. His prior experience includes roles at Royal Alliance Associates, Inc. and Signator Investors Inc. Baxi is also the owner of Baxi Insurance & Financial Services, a sole proprietorship focused on client solicitation and maintenance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools and third-party money managers to construct portfolios tailored to client risk tolerances.

Cody Rasmussen is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 14 years of industry experience. He previously worked at Jhfn Sii before joining OSAIC in 2018. Rasmussen serves as a Major in the United States Military Reserves, performing duties as an Operations Officer for an Emergency Operations Cell. He is also involved as a managing associate in a sole proprietorship insurance brokerage specializing in life, annuities, disability, and long-term care insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm integrates brokerage and advisory services with financial planning, retirement consulting, and access to third-party money managers, utilizing a variety of asset-allocation tools and investment options to construct portfolios tailored to client needs.

Jared Dannis is a Series 66-credentialed financial advisor with 17 years of industry experience, currently affiliated with OSAIC. He has worked previously at Royal Alliance Associates, Inc. and Signator Investors, Inc. Outside of advising, Dannis operates as an independent life and health insurance agent under a sole proprietorship and serves as a trustee of an immediate family member’s irrevocable trust. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services with a focus on diversified portfolio construction using various asset classes and third-party platform solutions.

Marcelo Francys Oliveira is a financial advisor with OSAIC in Lafayette, CA, holding Series 63 and Series 65 credentials and 18 years of industry experience. Prior to joining OSAIC in 2018, he worked at Sii from 2015 to 2018. Outside of his advisory role, he is the managing director of Pacific Financial Partners, where he services firm accounts and sells various insurance and investment products, and he is also the owner and CEO of an e-commerce LLC serving clients in Brazil. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to multiple advisory platforms and third-party money managers. The firm’s advisers utilize firm-provided asset-allocation tools and support both discretionary and non-discretionary portfolio management.

Vince Affinito is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2018, following a 24-year tenure at Signator Investors, Inc. He is also involved in insurance brokerage through his sole proprietorship, Pacific Financial Partners. OSAIC serves a diverse client base that includes individual, high-net-worth, institutional, and charitable clients. The firm provides a range of integrated brokerage and advisory services, utilizing multiple platforms, asset-allocation tools, and third-party solutions to construct diversified investment portfolios.

Argenis Biscardi Melendez is a CFP®-certified financial advisor with six years of industry experience, currently affiliated with OSAIC in Lafayette, CA. His prior work history includes roles at Royal Alliance Associates, NYLIFE Securities, and New York Life Insurance Company. He also serves as part of a core group of advisors at Pacific Financial Partners, assisting with insurance and investment products for existing clients. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and nonprofits, offering integrated brokerage and advisory services through a large network of financial advisors and multiple advisory platforms. The firm utilizes various asset-allocation tools, risk assessments, and third-party money managers to construct portfolios across a wide range of asset classes.

Charles Bond is a CFP® with 42 years of industry experience, currently affiliated with OSAIC. He has held positions at Royal Alliance Associates, Inc. since 2018 and at Signator Investors, Inc. from 2016 to 2018. In addition to his advisory role, he is a managing member of Bond Financial and Insurance Services LLC, an insurance agency operating with family members that sells group and individual health, life, dental, and vision insurance, as well as fixed annuities and Medicare supplements. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Newton Ilawole is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. His prior roles include positions at Royal Alliance Associates, Inc. and Signator Investors, Inc. Outside of his advisory work, he is an associate broker agent with Spec Homes Realtors on a limited, non-soliciting basis and operates as a general insurance agent selling fixed insurance products. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory, and financial planning services. The firm employs a variety of asset-allocation tools and third-party platforms to manage portfolios across multiple investment vehicles.

William Finnegan is a financial advisor with OSAIC based in Lafayette, CA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked with Royal Alliance Associates since 2018, previously was with SII from 2016 to 2018, and has been associated with Double Diamond Financial since 2004. Outside of his advisory roles, he is an assistant boys' basketball coach at a high school in Oceanside, CA. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of financial advisers. The firm offers integrated brokerage and advisory services with various portfolio management tools and supports multiple advisory platforms and third-party solutions.

Stephen Hsieh is a financial advisor with OSAIC in Lafayette, CA, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent eight years at Signator Investors, Inc/JHFN. Outside his advisory role, he operates as an independent life and insurance sales agent under the sole proprietorship Pacific Financial Partners. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs, utilizing firm-provided tools and multiple investment platforms.

Susan Kramer is a financial advisor at OSAIC Wealth, Inc. with 39 years of industry experience. She holds the Series 63 designation and previously worked at Royal Alliance Associates, Inc. and Signator Investors, Inc. before joining OSAIC in 2023. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs various asset-allocation tools and third-party solutions to manage portfolios across multiple investment types on both discretionary and non-discretionary bases.

Luiz Boscardin is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2018, as well as at Signator Investors Inc. since 2008. Outside of his advisory work, he is the CEO and broker of Pacific Financial Partners Insurance Agency, which provides life, disability, health, and property and casualty insurance brokerage services. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with an investment approach that includes asset-allocation tools, risk-tolerance assessments, and access to multiple third-party managers and platforms.