Ryan Joseph Klosterman works with high-income families who want a clear plan for their wealth. Based in Maple Grove, Minnesota, and part of Osaic Wealth, Inc., he helps clients reduce taxes, mitigate risk, and structure charitable gifting in ways that reflect their goals. With five years of experience, Ryan works as an independent fiduciary, which means he puts his clients' interests first. That independence, paired with resources aimed at high-net-worth families, allows him to build strategies suited to more complex financial situations. Ryan takes time to understand what matters most to each family, then coordinates the pieces of their financial life so they fit together. For households balancing significant income, tax considerations, and a desire to give back, he offers guidance grounded in their priorities

Derek Ready is a financial advisor with OSAIC based in Maple Grove, MN, holding a Series 63 designation and 18 years of industry experience. Prior to joining OSAIC in 2024, he worked for Securities America Advisors and Ameriprise. Outside of his advisory role, he provides financial education presentations to local businesses and owns Wealth-Ready, LLC, a registered investment advisory firm. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering both brokerage and advisory services. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, with access to discretionary strategies, third-party managers, and alternative investments.