Michael Snyder is a financial advisor at OSAIC with 27 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining OSAIC in 2023, he worked at Royal Alliance for 10 years and has been involved with Savage & Associates since 1994, where he also owns a sole proprietorship selling life and health insurance and fixed annuities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and access to various investment products and third-party managers.

Thomas Lindsay Jr. is a financial professional with 21 years of industry experience, currently affiliated with OSAIC in Maumee, Ohio. He holds Series 63 and Series 66 licenses and has worked at Royal Alliance since 2013. In addition to his advisory role, he is involved in life, health, and disability insurance sales through his activities with Savage & Associates and his own insurance agency. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to multiple investment platforms. The firm employs various asset-allocation and portfolio management tools and supports both discretionary and non-discretionary account management.

Mark Smigelski is a financial advisor with OSAIC Wealth, Inc. in Maumee, Ohio, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with OSAIC since 2013 and is also Senior Vice President of Savage & Associates, where he has been involved since 1981. Outside of advisory work, he is engaged in managing and expanding a life insurance business and is involved in the construction of new corporate headquarters for Savage & Associates. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage, investment advisory, and financial planning services. The firm utilizes proprietary asset allocation tools and multiple advisory platforms, providing a range of portfolio management options across various asset classes.

Kyle Schimming is a financial professional with OSAIC, holding a Series 66 designation and 10 years of industry experience. He has been associated with Savage and Associates and Osaic Wealth since 2016 and also maintains a role with UniFirst Corp. Outside of his advisory work, he is involved in insurance sales through a sole proprietorship and corporate entities connected to Savage and Associates. OSAIC serves a diverse client base including retail, high-net-worth, institutional investors, and charitable organizations, offering integrated brokerage, investment advisory services, financial planning, and access to third-party managers. The firm employs a variety of asset-allocation tools and investment platforms to manage portfolios across multiple asset classes on discretionary and non-discretionary bases.

Philip Johnson is a financial advisor with Osaic Wealth, Inc. based in Maumee, Ohio. He holds a Series 63 designation and has 33 years of industry experience, including prior roles at Royall Alliance and Savage and Associates. Outside of his advisory work, he has ownership interests in real estate investment entities and serves as an insurance agent. Osaic Wealth, Inc. serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, leveraging a variety of tools to build diversified portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Nicholas Rightnowar is a financial professional with OSAIC, holding a Series 66 designation and 11 years of industry experience. He has been with Savage & Associates since 2014 and is a co-owner of Right Capital LLC. Outside of his advisory work, he produces a financial education podcast through Rightnowar Media Productions. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services along with access to multiple investment platforms and third-party managers. Their advisors utilize firm-provided asset-allocation tools and risk assessments to construct portfolios including a range of securities managed on discretionary or non-discretionary bases.

Scott Walsh is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Osaic Wealth since 2023, following a decade at Royal Alliance and over three decades at Savage & Associates. Walsh is also a member at large on the Board of Directors for the House of the Sun Home Owners Association in Sarasota, Florida. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports managed-account solutions on multiple platforms.

Megan Rightnowar is a financial professional with 11 years of industry experience, currently affiliated with OSAIC Wealth Inc. She holds a Series 66 designation and has prior experience at Royal Alliance. In addition to her advisory role, she instructs a personal finance course at The University of Toledo College of Pharmacy. OSAIC Wealth Inc. serves a diverse client base including individuals, institutions, and charitable organizations through multiple advisory platforms. The firm employs a range of investment tools and offers integrated brokerage, advisory services, and access to third-party money managers.

Sean Savage is a financial advisor with Osaic Wealth, Inc. He holds the CFP® and ChFC® designations and has 28 years of industry experience. Prior to joining Osaic in 2023, he worked at Royal Alliance for ten years and has been involved with Savage & Associates since 1994. Outside of his advisory work, he serves on the board of directors for St. Johns Jesuit High School & Academy and has co-authored a book titled *Inconceivable*. Osaic Wealth, Inc. serves a diverse range of clients, including individual investors, pension plans, and charitable organizations, through a large network of advisors. The firm offers comprehensive financial planning and investment services, utilizing asset-allocation tools and multiple advisory platforms to manage a broad mix of investment products.

James Fuleky is a financial advisor at Osaic Wealth, Inc. with two years of industry experience. He holds a Series 66 designation and previously worked at Savage and Associates and Lily Ann Cabinets. Outside of his advising role, he operates a personal business as an influencer promoting gym clothing and brands. Osaic Wealth, Inc. serves a diverse client base including individual investors, corporations, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and automated portfolio management across various investment products.

Joseph Hoppenjans is a financial advisor at Osaic Wealth, Inc. with one year of industry experience. He holds a Series 66 designation and has previously worked at Savage and Associates and Croak Wealth Management. Outside of his advising role, he has sold and serviced insurance products. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory services and employs various portfolio management tools across its large network of affiliated advisors.

Wayne Milewski is a financial advisor with OSAIC who holds over 43 years of industry experience. He has been affiliated with Savage & Associates since 1981 and Royal Alliance since 2013. Outside of his advisory work, Milewski serves on the Institutional Advancement sub-committee for the Board of Trustees at St. John’s Jesuit High School. OSAIC serves a diverse client base, including individual and institutional investors, offering integrated brokerage and advisory services through a large network of financial advisors. The firm employs various tools and third-party solutions to manage portfolios that encompass stocks, bonds, mutual funds, ETFs, and alternative investments.