Paul Goldhirsch is a financial advisor with OSAIC, holding a Series 63 designation and over 40 years of industry experience. He previously worked at Signator Investors Inc. for 16 years before joining Royal Alliance Associates, INC. His other business activities include operating a sole proprietorship as an insurance broker. OSAIC serves a diverse range of retail and institutional clients through an extensive network of advisers and multiple advisory platforms, offering integrated brokerage and investment advisory services that utilize firm-provided asset-allocation tools, risk assessments, and automated rebalancing.

Gregory Page Romer is a financial advisor at Osaic with five years of industry experience. He holds a Series 66 designation and previously worked at Royal Alliance and S&P Global, Inc. He is a co-founder and CFO/CTO of Deeper Dating, Inc., an online dating site, and serves on the board of directors for the Long Island Crisis Center, a nonprofit organization. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing various tools and third-party platforms to construct and manage portfolios under discretionary and non-discretionary arrangements.

Mitchell Foster is a financial advisor with Osaic Wealth, Inc. in Melville, NY, holding a Series 65 designation and with 52 years of industry experience. He previously worked at JHFN Signator Investors, Inc. for 44 years before joining Osaic in 2018. Foster serves as a trustee for the Yokun Brook Condominium Association, a homeowners association. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a wide network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on asset allocation, risk assessment, and portfolio management that includes a broad range of investment products.

Salvatore Aprile is a financial advisor with OSAIC, holding a Series 63 designation and over 32 years of industry experience. He previously worked at Signator Investors Inc. from 2001 to 2018 and has been with Royal Alliance Associates, Inc. since 2018. Outside of his advisory role, he is a part owner of an accounting and tax preparation firm and operates a sole proprietorship as an insurance broker. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm combines integrated brokerage and advisory services with multiple investment platforms, employing tools such as asset-allocation models and automated rebalancing to manage portfolios across various asset classes.

Emanuel Lord is a financial advisor with Osaic Wealth, Inc. based in Melville, NY. He holds a Series 63 designation and has 16 years of industry experience. Prior to joining Osaic in 2018, he worked at Signator Investors Inc and John Hancock Financial Network. Outside of his advisory role, he operates as an insurance broker specializing in life, annuities, long-term care, disability, health, and group benefits. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools and third-party solutions to construct diversified portfolios tailored to client needs.

Georgia Lentzeres is a financial advisor at OSAIC with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Royal Alliance Associates, INC. since 2018 and previously at Sii from 2013 to 2018. Outside of her advisory role, she has been involved with the Peter Pan Diner for over 20 years. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that include a variety of investment types on both discretionary and non-discretionary bases.

Allen Wittenberg is a financial advisor at OSAIC with 44 years of industry experience. He has held roles at Royal Alliance Associates since 2018 and at Signator Investors from 1981 to 2018. His credentials include Series 63 and Series 65 licenses. In addition to advisory work, he operates a sole proprietorship as an insurance broker and serves as an investment advisor representative for Lighthouse Financial Network, LLC. OSAIC serves a diverse client base that includes individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, providing integrated brokerage, investment advisory services, and access to third-party money managers and managed-account solutions. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Bruce Birnbaum is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 65 designations and has worked at notable firms including Jhfn Sii and Signator Investors, Inc. Birnbaum conducts seminars and writes articles primarily for CPAs and attorneys. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a broad range of integrated brokerage and advisory services with a focus on asset allocation and portfolio management using various investment vehicles and third-party platforms.

Christian Lapeter is a financial advisor at Osaic with four years of industry experience. He holds a Series 66 designation and has previously worked at Equity Services, Inc. and New York Life. In addition to his advisory role, Lapeter is an independent insurance agent representing fixed insurance products for various carriers. Osaic serves a broad range of retail and institutional clients through a large network of financial advisers and offers integrated brokerage and investment advisory services, including financial planning and unified managed accounts. The firm employs a variety of asset-allocation tools and third-party platforms to construct and manage diversified portfolios.

Robert Desanto is a financial advisor with OSAIC, holding a Series 63 designation and over 50 years of industry experience. He worked at Signator Investors, Inc. for 34 years before joining Royal Alliance Associates, Inc. in 2018. In addition to his advisory role, he operates a sole proprietorship as an insurance broker for fixed insurance products and serves as an Investment Advisor Representative with Lighthouse Financial Network, LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services supported by various asset-allocation tools and third-party platforms to construct portfolios across multiple asset classes.

Timothy Corcoran is a financial advisor with OSAIC in Melville, NY, holding a Series 63 designation and 29 years of industry experience. He previously worked at Jhfn Sii for eight years before joining OSAIC in 2018. Corcoran is also involved in insurance brokerage through a sole proprietorship and serves as an Investment Advisor Representative for Lighthouse Financial Network, LLC. OSAIC Wealth, Inc. serves a diverse client base including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with multiple investment platforms, using asset-allocation tools and automated rebalancing to manage portfolios that may include a broad range of securities.

Steven Ruttgeizer is a financial advisor with OSAIC based in Melville, NY, holding CFP® and ChFC® designations and over 40 years of industry experience. His career includes roles at John Hancock Life Insurance Company and Signator Investors, Inc. He serves as treasurer of the Musella Foundation for Brain Tumor Research and Information and is a board member of Roslyn Gardens. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to third-party money managers and wrap programs.

Babita Trivedi is a CFP® with 12 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. Prior to joining OSAIC, she worked at Sii from 2014 to 2018. Outside of her advisory role, she is involved with Lighthouse Financial Network, LLC as a financial planner and also operates an insurance brokerage as a sole proprietor. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on diversified portfolio construction, utilizing various investment tools and third-party platforms.

Michael Leibowiz is a CFP® with 31 years of industry experience, currently affiliated with Osaic Wealth, Inc. He has been with Royal Alliance Associates, INC. since 2018 and previously worked at Signator Investors, Inc. from 2015 to 2018. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charities, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk tolerance assessments, and automated portfolio rebalancing, providing access to a range of investment products and third-party money managers.

Goran Ljuljic is a financial advisor at Osaic with 33 years of industry experience. He holds a Series 63 designation and has worked with Osaic since 2018. Prior to that, he spent 21 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. He is also involved in insurance brokerage and operates Lighthouse Financial Network, LLC, which provides insurance and investment planning services. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services along with financial planning and retirement consulting. The firm employs advanced portfolio construction tools and supports both discretionary and non-discretionary account management, utilizing multiple advisory platforms and third-party managed account solutions.

Juzel Duenas is a financial advisor at Osaic with eight years of industry experience. He holds the Series 66 designation and has worked previously at Royal Alliance Associates, Signator Investors, and Lighthouse Financial Corporation. In addition to his advisory role, he operates as an insurance broker and serves as an investment advisor representative for Lighthouse Financial Network, LLC, an independent firm within the Osaic network. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party money managers to construct diversified portfolios tailored to client risk tolerances and investment restrictions.

Ramananda Rau is a financial advisor at OSAIC with 34 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining OSAIC in 2018, he worked for Signator Investors, Inc. for 12 years. Outside of his advisory role, he is an insurance agent specializing in fixed life, long-term care, disability insurance, and fixed annuities. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services along with financial planning and managed account solutions. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios across various asset classes.

Neil Filomena Jr. is a financial advisor at OSAIC with 20 years of industry experience. He holds the ChFC® designation, along with Series 63 and Series 65 licenses. Prior to joining OSAIC in 2018, he spent four years at SII. Outside of his advisory work, Filomena is involved in youth sports coaching, including roles with several local lacrosse and basketball teams. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisors and utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing in constructing portfolios that include various asset classes.

James Kelly Jr. is a financial advisor at OSAIC with 42 years of industry experience. He holds a Series 66 designation and previously worked for Signator Investors, Inc. and John Hancock Mutual Life Insurance Company for 34 years. Outside of his advisory role, he serves as an investment advisor representative at Atlantic Advisors, LLC and is a partner in a tax preparation and bookkeeping company. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated financial advisors, offering integrated brokerage, investment advisory services, and access to third-party money managers. The firm employs asset-allocation tools and automated portfolio management techniques to support client investment strategies.

Bonnie Laffie is a financial advisor with Osaic Wealth, Inc., holding the ChFC® designation and Series 66 license, and has 44 years of industry experience. She has worked with firms including Royal Alliance Associates and John Hancock Mutual Life Insurance Company. Outside of her advisory role, she operates a sole proprietorship selling insurance and investment products and serves as a trustee for a family trust. Osaic Wealth, Inc. serves a diverse clientele ranging from individual investors to institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools and automated rebalancing to manage portfolios that include a variety of investment products on both discretionary and non-discretionary bases.

Michael Klein is a financial advisor with Osaic Wealth, Inc. based in Melville, NY, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. His career includes 38 years at Signator Investors, Inc. and 8 years at Royal Alliance Associates, Inc. Klein also operates as an insurance broker and serves as an investment advisor representative under Lighthouse Financial Network, LLC. Osaic Wealth, Inc. provides services to a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and a variety of investment products, and supports multiple advisory platforms and third-party managed account solutions.

Christofer Ferrugiari is a financial advisor with Osaic Wealth, Inc. based in Melville, NY, holding Series 63 and Series 66 licenses and having 17 years of industry experience. He worked previously at Sii Jhfn for nine years before joining Osaic in 2018. Outside of his advisory role, he is involved as an investment advisor representative for Lighthouse Financial Network, LLC, an independent firm within the Osaic network. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients including high-net-worth individuals and charitable organizations through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Brian Gasior is a financial advisor with OSAIC based in Melville, NY, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He previously worked at Royal Alliance Associates, Inc. and Signator Investors Inc., each for eight years. Outside of his advisory role, Gasior operates a sole proprietorship buying and selling sports cards and memorabilia. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, institutions, and charitable organizations, offering integrated brokerage and investment advisory services across multiple platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing, supporting a variety of investment vehicles and account management options.

Douglas Sinetar is a financial advisor with OSAIC based in Melville, NY, holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. He previously worked at Jhfn / Sii for 18 years and has been with Royal Alliance Associates, Inc. since 2018. In addition to his advisory role, he owns a sole proprietorship focused on referral services and works as an insurance broker specializing in fixed insurance products. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services, utilizing asset allocation tools and a range of investment vehicles, and supports both discretionary and non-discretionary portfolio management.

Gary Ferrugiari is a financial advisor at OSAIC with 48 years of industry experience. He holds the ChFC® designation, as well as Series 63 and Series 65 licenses. His prior experience includes over 40 years with Signator Investors, Inc. and John Hancock Mutual Life Insurance Company. Outside of advising, he also works as an insurance broker. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors and advisory platforms. The firm provides integrated brokerage and advisory services with portfolio construction tools and access to third-party money managers.

Pierre Awadalla is a financial advisor at OSAIC with 21 years of industry experience. He holds a Series 63 designation and has worked at Royal Alliance Associates, Inc. since 2018, following twelve years at Signator Investors Inc. and John Hancock Life Insurance Company. In addition to his advisory role, he operates as an insurance broker assisting clients with group and health insurance benefits. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of financial advisors. The firm offers integrated brokerage and investment advisory services with a range of portfolio management tools and third-party money manager access.

Michael Berk is a ChFC® credentialed financial advisor with 37 years of industry experience, currently associated with OSAIC. He previously worked at Signator Investors, Inc. for 29 years before joining Royal Alliance Associates, Inc. in 2018. In addition to his advisory role, Berk operates a sole proprietorship selling Long Term Care insurance and acts as an insurance broker for life, annuities, disability, and group benefits. OSAIC serves a diverse client base including individual and high-net-worth investors, institutions, and charitable organizations through a large network of advisers. The firm offers integrated brokerage and advisory services, employing a range of asset-allocation tools and third-party platforms to support varied investment needs.

Arthur Reyling is a financial advisor at OSAIC with 43 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to his current role starting in 2018 at Royal Alliance Associates, INC., he worked at John Hancock from 2005 to 2018. Outside of his financial advising activities, he serves as an officer for the Knights of Columbus, a fraternal charitable organization. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a broad network of advisers. The firm offers integrated brokerage and advisory services utilizing asset-allocation tools, risk assessments, and access to third-party money managers to construct and manage portfolios across various asset classes.

Dillon Carrino is a financial advisor with OSAIC, holding a Series 66 designation and four years of industry experience. Prior to joining OSAIC in 2020, he worked at Robert Moses State Park and West Islip High School. He is also an independent insurance broker and serves as an investment advisor representative with Lighthouse Financial Network. OSAIC Wealth, Inc. provides services to a diverse range of retail and institutional clients through a large network of affiliated advisors. The firm employs various asset-allocation tools and offers integrated brokerage and advisory services, including access to third-party money managers and managed-account solutions.

Ari Zaretsky is a financial advisor with Osaic Wealth, Inc. based in Melville, NY. He holds a Series 63 designation and has 20 years of industry experience, including 14 years at Jhfn Sii prior to joining Osaic in 2018. Outside of his advisory role, Zaretsky is involved in fixed insurance sales and serves as a manager and investment advisor representative for affiliated insurance and financial network entities. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, automated rebalancing, and access to third-party money managers to construct portfolios across a range of investment types.

Gary Frisina is a CFP® with 49 years of industry experience, currently serving as an advisor at Osaic Wealth since 2018. Prior to this, he spent 44 years at Signator Investors, Inc. He is also president of Atlantic Advisors LLC, an investment advisory firm. Osaic Wealth serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm integrates brokerage and investment advisory services with financial planning and access to third-party money managers, employing asset-allocation tools and automated rebalancing to manage portfolios across a wide range of investment types.

Richard Ondreicka is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at OSAIC since 2018, following an 11-year tenure at Signator Investors Inc. He is also involved with Lighthouse Financial Network, LLC, an independent firm affiliated with OSAIC. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and multiple investment options to construct portfolios managed on discretionary or non-discretionary bases.

Stephen Sullivan is a financial advisor with OSAIC in Melville, NY, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent 13 years with John Hancock/Signator Investors, Inc. Outside of his advisor role, Sullivan operates a sole proprietorship providing sales and service of group benefits. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing tools such as asset-allocation models, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across various asset classes.

Eric Arkin is a financial advisor at OSAIC with credentials including Series 63 and Series 65 licenses and 33 years of industry experience. He previously worked at Signator Investors, Inc. for 26 years before joining OSAIC in 2018. Outside of his advisory role, he operates a sole proprietorship as an insurance broker specializing in fixed insurance, life and annuities, property and casualty, health, long-term care, and disability income insurance. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors and advisory platforms, offering integrated brokerage and investment advisory services along with financial planning and retirement consulting. The firm utilizes advanced asset-allocation tools and offers diversified investment options including stocks, bonds, options, mutual funds, ETFs, and alternative investments managed on discretionary or non-discretionary bases.

Lawrence Lorusso is a financial advisor at OSAIC with 56 years of industry experience. He holds a Series 66 designation and has worked at Royal Alliance Associates, Inc. since 2018, following a 41-year tenure at Signator Investors, Inc. In addition to his advisory role, he operates a tax preparation practice during the tax season. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing tools such as asset-allocation models and automated rebalancing to manage portfolios across various asset classes.

Maximus Hujik is a financial advisor at Osaic Wealth Inc. He holds a Series 66 designation and has approximately one year of industry experience. His prior experience includes roles at Fire Island Ferries and Edison Chouest Offshore. Osaic Wealth Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to construct diversified portfolios.

Chan Chang is a financial advisor with Osaic Wealth, Inc. based in Melville, NY, holding Series 63 and Series 65 credentials and possessing 27 years of industry experience. He previously worked at JHFN Signator Investors, Inc. and John Hancock Mutual Life Insurance Company from 1999 to 2018. Outside of his advisory role, Chan is a senior vice president at Atlantic Advisors LLC, where he markets investment advisory services. Osaic Wealth serves a diverse client base, including individual, high-net-worth, pension, corporate, and charitable clients, offering integrated brokerage and advisory services along with financial planning and managed account solutions. The firm employs advanced asset-allocation tools, supports discretionary and non-discretionary management, and utilizes multiple third-party platforms and service arrangements.