Paul Goldhirsch is a financial advisor with OSAIC in Melville, NY, holding a Series 63 designation and bringing 40 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent 16 years with Signator Investors Inc. Goldhirsch also operates a sole proprietorship as an insurance broker specializing in fixed insurance and client servicing. OSAIC Wealth serves a diverse client base, including retail, institutional, high-net-worth, and non-HNW households, offering brokerage and advisory services across multiple programs. The firm employs a model-based investment approach with portfolio optimization tools, supporting discretionary and advisor-managed strategies through a complex affiliate network and various custodial and legacy arrangements.

Gregory Page Romer is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and previously worked at Royal Alliance and S&P Global, Inc. In addition to his advisory work, he is a co-founder and Chief Financial Officer, Secretary, and Chief Technology Officer of an online dating company, Deeper Dating, Inc., and serves on the board of directors for the Long Island Crisis Center. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting multiple investment strategies and custodial arrangements through a multi-advisor platform.

Mitchell Foster is a Series 65-licensed financial advisor with 52 years of industry experience, currently with OSAIC since 2018. Prior to this, he worked for 44 years at Jhfn Signator Investors, Inc. Outside of his advisory role, he serves as a trustee for the Yokun Brook Condominium Association in Lenox, Massachusetts. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and third-party manager options.

Salvatore Aprile is a financial advisor with OSAIC, holding the Series 63 designation and bringing 33 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent 17 years with Signator Investors Inc. Aprile is a part owner of M&B Associates, an accounting and tax preparation firm. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization, operating a large multi-advisor platform with both proprietary and third-party investment strategies.

Emanuel Lord is a financial advisor at OSAIC with 16 years of industry experience. He holds a Series 63 designation and previously worked at Signator Investors Inc and John Hancock Financial Network. Outside of his advisory role, he operates a sole proprietorship as an insurance broker specializing in life, annuities, long-term care, disability, health, and group benefits. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization with access to discretionary strategies, third-party managers, and alternative investments.

Georgia Lentzeres is a financial advisor with OSAIC based in Melville, NY, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has worked at Royal Alliance Associates, Inc. since 2018 and previously at Sii from 2013 to 2018. Outside her advisory role, she has served as a Director of Supervision at Lighthouse Financial Network, LLC since 2013. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform with an investment process that emphasizes model-based asset allocation, portfolio optimization, and various managed account strategies.

Allen Wittenberg is a financial advisor with OSAIC in Melville, NY, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He worked at Signator Investors, Inc. for 37 years before joining Royal Alliance Associates, Inc. in 2018. He is also an investment advisor representative for Lighthouse Financial Network, LLC, an independent firm of Osaic Wealth Inc. OSAIC serves a diverse client base, including retail and institutional investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supporting various managed account strategies and third-party manager selections.

Bruce Birnbaum is a financial advisor with Osaic, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Osaic since 2018, following ten years at Jhfn Sii and a long tenure at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company. In addition to advisory work, Birnbaum conducts continuing education seminars for CPAs and attorneys and authors articles related to these presentations. Osaic Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform offering brokerage and advisory services across various programs. The firm’s investment approach centers on model-based asset allocation and portfolio optimization with access to discretionary strategies, third-party managers, and proprietary models.

Christian Lapeter is a financial advisor at Osaic with four years of industry experience. He holds a Series 66 designation and previously worked at Equity Services, Inc., National Life, and New York Life. Lapeter also operates as an independent insurance agent representing various carriers. Osaic Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, providing comprehensive financial planning and access to various managed account strategies.

Robert Desanto is a financial advisor with OSAIC based in Melville, NY, holding a Series 63 designation and over 52 years of industry experience. He previously worked at Signator Investors, Inc. for 34 years before joining Royal Alliance Associates, Inc. in 2018. Outside of his advisory role, he operates a sole proprietorship as an insurance broker specializing in fixed insurance products and serves as an Investment Advisor Representative at Lighthouse Financial Network, LLC. OSAIC Wealth serves a diverse range of clients including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with options for discretionary management, third-party managers, and proprietary strategies, supported by a complex affiliate network and multiple custodial arrangements.

Timothy Corcoran is a financial advisor at OSAIC with 29 years of industry experience. He holds a Series 63 designation and has been with OSAIC since 2018, following eight years at Jhfn Sii. Corcoran is also active as an insurance broker and serves as an investment advisor representative for Lighthouse Financial Network, LLC. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services across multiple programs such as financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by risk assessment tools, and is notable for its large scale and complex affiliate network.

Steven Ruttgeizer is a financial advisor at OSAIC with 40 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including John Hancock Life Insurance Company and Signator Investors, Inc. Outside of advising, he serves as treasurer of the Musella Foundation for Brain Tumor Research and Information and is a board member of the Roslyn Gardens cooperative. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation, portfolio optimization, and access to alternative investments through third-party platforms.

Babita Trivedi is a CFP® professional with 12 years of experience in the financial services industry. She has worked at OSAIC since 2018 and previously spent four years at Sii. In addition to her advisory role, she is a financial planner with Lighthouse Financial Network, LLC, and operates a sole proprietorship as an insurance broker. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm utilizes model-based asset allocation and portfolio optimization techniques and supports various investment strategies through its extensive affiliate network.

Michael Leibowiz is a CFP® professional with 31 years of industry experience, currently affiliated with Osaic Wealth. His prior experience includes roles at Royal Alliance Associates, Inc., Signator Investors, Inc., and Guardian Life. Outside of advising, he is involved in managing several real estate holding companies and serves as an investment advisor representative with Lighthouse Financial Network. Osaic Wealth serves a wide range of clients including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers comprehensive financial planning and advisory services through various programs, emphasizing model-based asset allocation and portfolio optimization within a multi-advisor platform.

Goran Ljuljic is a financial advisor at OSAIC with 33 years of industry experience. He holds a Series 63 designation and previously worked at Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. for over two decades. He is also involved in insurance brokerage and operates Lighthouse Financial Network, LLC, providing insurance and investment planning services. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment approach featuring asset allocation, portfolio optimization, and access to both discretionary and third-party managed strategies.

Juzel Duenas is a financial advisor with OSAIC in Melville, NY, holding a Series 66 designation and bringing nine years of industry experience. His prior experience includes roles at Royal Alliance Associates, Inc., Signator Investors, Inc., and Lighthouse Financial Corporation. Outside of advisory services, he operates as an insurance broker specializing in fixed insurance products. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plans, charities, and corporate entities. The firm offers brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization with access to discretionary management, third-party managers, and alternative investments.

Ramananda Rau is a ChFC® credentialed financial advisor with 34 years of industry experience, currently serving at OSAIC since 2018. Prior to joining OSAIC, he spent 12 years at Signator Investors, Inc. Outside of his advisory role, Rau acts as a Director of Compliance for Lighthouse Financial Network, LLC, and operates a sole proprietorship as an insurance agent focusing on fixed life, long-term care, disability insurance, and fixed annuities. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services with a model-based investment approach emphasizing asset allocation and portfolio optimization.

Neil Filomena Jr. is a ChFC® with 20 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. Prior to joining OSAIC, he worked at SII from 2014 to 2018. Outside his advisory work, he is involved in youth athletic coaching for lacrosse and basketball in the Long Island area. OSAIC serves a diverse client base including retail and institutional investors, offering both brokerage and advisory services through a comprehensive, multi-advisor platform that utilizes model-based asset allocation and portfolio optimization.

Bonnie Laffie is a financial advisor at OSAIC with 45 years of industry experience. She holds the ChFC® and Series 66 designations and has worked at firms including Royal Alliance Associates, John Hancock Mutual Life Insurance Company, H. Groman Associates, and Signator Investors. Outside of advising, she serves as a trustee for a family trust and is a member of the Moxxie Network, a professional networking group. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by various tools, with options for discretionary management, third-party managers, and proprietary strategies.

Michael Klein is an advisor at OSAIC with 46 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Signator Investors, Inc. for 38 years before joining Royal Alliance Associates, Inc. in 2018. In addition to his advisory role, he operates as an insurance broker and serves as an investment advisor representative for Lighthouse Financial Network, LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with various portfolio management options and maintains a complex affiliate network and multiple custodial arrangements.

Christofer Ferrugiari is a financial advisor with OSAIC in Melville, NY, holding Series 63 and Series 66 credentials and 17 years of industry experience. He previously worked at Sii Jhfn for nine years before joining OSAIC in 2018. Outside of his advisory role, he works as an insurance broker specializing in life, annuities, long-term care, and disability insurance. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through various programs such as financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach incorporates model-based asset allocation and portfolio optimization using risk-tolerance assessments and rebalancing tools, supported by a complex affiliate network and private-equity ownership.

Brian Gasior is a financial advisor with OSAIC in Melville, NY, holding Series 63 and Series 65 licenses and 22 years of industry experience. He previously worked at Royal Alliance Associates, Inc. and Signator Investors Inc. Additionally, he operates a sole proprietorship that buys and sells sports cards and memorabilia. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services across multiple programs such as comprehensive financial planning and Unified Managed Accounts. The firm employs a model-based investment process emphasizing asset allocation and portfolio optimization.

Gary Ferrugiari is a financial advisor with OSAIC who holds the ChFC® designation and Securities Industry Series 63 and 65 licenses. He has 48 years of industry experience, including a 40-year tenure at John Hancock Mutual Life Insurance Company and Signator Investors, Inc. Since 2018, he has been with Royal Alliance Associates. He also works as an insurance broker related to property and casualty insurance. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and a range of investment programs supported by its multi-affiliate platform.

Pierre Awadalla is a financial advisor with OSAIC, holding a Series 63 designation and bringing 21 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent 12 years with Signator Investors Inc. and John Hancock Life Insurance Company. In addition to his advisory role, Awadalla acts as an insurance broker assisting clients with group and health insurance benefits. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process focused on asset allocation and portfolio optimization, delivering a wide range of financial planning and managed portfolio solutions.

Michael Berk is a financial advisor with OSAIC in Melville, NY, holding the ChFC® designation and Series 63 and 65 licenses. He has 37 years of industry experience, including 29 years at Signator Investors, Inc. and 8 years at Royal Alliance Associates, Inc. He has also operated as an insurance broker focused on life, annuities, disability, and long-term care insurance. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporations. The firm offers both brokerage and advisory services with a model-based investment approach, featuring portfolio optimization and multiple managed account options.

Arthur Reyling is a financial advisor at OSAIC with 43 years of industry experience. He holds the ChFC® designation and Series 63 license. Reyling has worked at Royal Alliance Associates, Inc. since 2018 and previously spent 13 years at John Hancock. He serves as an officer in the Knights of Columbus, a fraternal charitable organization. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization, providing a wide range of investment programs and strategies supported by a complex network of affiliated entities.

Ari Zaretsky is a financial advisor at OSAIC with 20 years of industry experience. He holds a Series 63 designation and has worked at OSAIC since 2018, following 14 years at Jhfn Sii. Outside of his advisory role, he is an insurance broker and manages an insurance agency division within Lighthouse Financial Network, LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan participants, charities, and corporations. The firm offers a range of brokerage and advisory services, employing a model-based investment process that incorporates asset allocation, portfolio optimization, and multiple management strategies.

Gary Frisina is a CFP® professional with 49 years of industry experience. He has worked at OSAIC Wealth since 2018 and previously spent 44 years with Signator Investors, Inc. He is also president of Atlantic Advisors LLC, an investment-related LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs model-based asset allocation and portfolio optimization techniques and supports a variety of managed account programs and third-party manager options.

Richard Ondreicka is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2018. His prior experience includes roles at Signator Investors Inc., Banc of America Investment Services, Inc., and Quick & Reilly, Inc. He also operates a sole proprietorship as an insurance broker focusing on fixed insurance products. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach uses model-based asset allocation and portfolio optimization, with offerings ranging from comprehensive financial planning to third-party money manager programs.

Stephen Sullivan is a financial advisor with Osaic Wealth in Melville, NY, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has previously worked at Royal Alliance Associates, Inc. and John Hancock/Signator Investors, Inc. Sullivan also operates a sole proprietorship focused on sales and service of group benefits. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization supported by various tools, and features a complex affiliate network and significant scale within the industry.

Eric Arkin is a financial advisor with OSAIC in Melville, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He worked at Signator Investors, Inc. for 26 years before joining OSAIC in 2018. In addition to his advisory role, he operates a sole proprietorship as an insurance broker specializing in life, annuities, property and casualty, health, long-term care, and disability income insurance. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform. The firm employs a model-based investment approach with portfolio optimization and offers both brokerage and advisory services across various programs.

Lawrence Lorusso is a financial advisor at OSAIC with 57 years of industry experience. He holds a Series 66 designation and has worked at Royal Alliance Associates, Inc. since 2018, following a 41-year tenure at Signator Investors, Inc. In addition to his advisory roles, he operates a sole proprietorship preparing income taxes during tax season. OSAIC Wealth serves a diverse clientele including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization supported by various tools and offers a wide range of investment programs including Unified Managed Accounts and third-party money manager solutions.

Maximus Hujik is a Series 66-credentialed advisor at OSAIC with one year of industry experience. His prior work includes roles at Fire Island Ferries and Edison Chouest Offshore. OSAIC serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, retirement plan consulting, and access to alternative investments. The firm emphasizes model-based asset allocation and portfolio optimization within a complex network of affiliated broker-dealer, asset management, insurance, and trust entities.

Mark Vamvaketis is a financial advisor with OSAIC who holds Series 65 and Series 63 licenses and has 32 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent nine years at Jhfn Sii. In addition to his advisory role, he operates a sole proprietorship as an insurance broker. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform that offers brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and provides access to discretionary and third-party managed strategies.

Chan Chang is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for John Hancock Mutual Life Insurance Company and Jhfn Signator Investors, Inc. Outside of his advisory role, he is a senior vice president at Atlantic Advisors LLC and operates a fixed insurance business as an insurance broker. OSAIC Wealth serves a wide range of clients, including retail investors, institutional clients, retirement plan sponsors, and charities. The firm offers a variety of brokerage and advisory services with an investment process centered on model-based asset allocation, portfolio optimization, and the use of discretionary strategies or third-party managers.