Chadwick Suntay is a financial advisor with OSAIC based in Milpitas, CA, holding the CFP® and ChFC® designations with 25 years of industry experience. He previously worked at Securities America Advisors, Inc. for 15 years and has owned BeaconPath Wealth Management since 2001, where he conducts insurance sales and risk analysis as part of comprehensive financial planning. In addition to his advisory work, Suntay serves as a project manager and business analyst for the City and County of San Francisco Public Works IT department. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to construct diversified portfolios managed on discretionary or non-discretionary bases.