Kelly Perney is a financial advisor at OSAIC with eight years of industry experience. She holds a Series 66 designation and has worked at Mosaic Wealth Consulting and Indiana First Savings Bank prior to joining OSAIC. Outside of her advisory work, Perney serves as a notary public. OSAIC Wealth serves a diverse range of retail and institutional clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, providing strategies that include discretionary management, third-party managers, and proprietary models.

Donald McDade is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Advisors for 21 years and Veravest Investment Advisors, Inc. for eight years. McDade is also involved in fixed insurance product sales and runs his own financial planning and investment management practice under the name Mosaic Wealth Consulting. OSAIC serves a broad range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment process is model-based and emphasizes portfolio optimization, with access to multiple custodial arrangements, alternative investments, and a diverse set of managed programs.

Scott Lauer is a financial advisor at OSAIC with 24 years of industry experience. He holds a Series 63 designation and has previously worked at Lincoln Financial Advisors, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., and Metropolitan Life Insurance Co. Outside of his advisory role, he serves as secretary of his homeowner's association. OSAIC serves a broad range of retail and institutional clients through a large multi-advisor platform, offering brokerage and advisory services including financial planning, managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm employs a model-based investment process focused on asset allocation and portfolio optimization and is notable for its scale, complex affiliate network, and recent consolidation activity.

David Estatico is a financial advisor with OSAIC holding Series 63 and Series 65 licenses and has 43 years of industry experience. His prior roles include 21 years at Lincoln Financial Advisors Corporation and six years at Veravest Investment Advisors, Inc. Outside of his advisory work, he is involved in multiple insurance-related agencies offering life, disability, and long-term care insurance, and he operates a business managing employee benefits websites. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides brokerage and advisory services across various programs that emphasize model-based asset allocation and portfolio optimization, supporting both discretionary and advisor-managed strategies.

Ronald Romeo is a financial advisor at Osaic with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lincoln Financial Advisors Corp. for 21 years and Veravest Investment Advisors, Inc. for 8 years. Outside of his advisory role, he is involved in the sale of indexed annuities and fixed insurance products. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations. The firm offers brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization with discretionary and advisor-managed strategies.