Michael Silverstein is a financial advisor at OSAIC with 20 years of industry experience. He holds the Series 66 designation and has previously worked at FSC Securities Corp and Cadaret, Grant & Co., Inc. Outside of his advisory role, he serves as a board member of the Jewish Federation of Greater Rochester and is involved with the Rochester Film Festival and the Honeoye Falls-Lima Central School District Education Fund. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs. The firm uses advanced asset-allocation tools and supports both discretionary and non-discretionary account management with investment options including stocks, bonds, mutual funds, ETFs, and alternatives.

Kevin Cross is a financial advisor with Osaic Wealth, Inc. in Pittsford, NY, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. His prior experience includes roles at Cetera and Foresters Financial Services. Outside of his advisory work, he volunteers as a coach for the Chili Youth Baseball league and owns Previs Wealth, LLC, which he uses for shared business expenses and succession planning. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party services to manage portfolios comprising various investment vehicles on both discretionary and non-discretionary bases.

James Henry is a financial advisor with Osaic Wealth, Inc. based in Pittsford, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior career includes roles at Cetera and Foresters Financial Services. He is also the owner and president of Atlas Wealth Advisors LLC, an advisory practice and OSJ, and works as an insurance producer focusing on fixed insurance and annuity sales. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of financial advisers and multiple advisory platforms. The firm offers a range of integrated brokerage and advisory services and employs various tools and third-party solutions to construct and manage portfolios across asset classes.

Elizabeth Carter is a financial advisor with OSAIC, holding a Series 66 credential and 13 years of industry experience. She has been with OSAIC since 2024 and previously worked at Securities America Advisors, Inc. for eight years. In addition to her advisory role, she serves as a senior supervision analyst at an OSAIC OSJ branch and maintains multiple New York State insurance licenses, primarily to review variable transactions. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers and multiple platforms. The firm offers integrated brokerage and advisory services, using a range of tools and third-party solutions to construct and manage diversified portfolios.

Ryan Miller is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. His prior firms include Cetera and Foresters, where he worked for a combined total of over 20 years. He is involved with the Fellowship of Christian Athletes as a board director and youth lacrosse coach. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and advisory services supported by multiple platforms and third-party resources.

Victoria Bach is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She previously worked at Securities America Advisors, Inc. and Securities America Inc for eight years before joining Osaic. Outside of her advisory role, she is a co-owner and instructor at Flower City Danc, a local LLC in which she is involved in teaching and administrative duties, and serves as a FINRA industry arbitrator and disciplinary panelist. Osaic Wealth, Inc. serves a broad client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, managed portfolios, and access to third-party money managers, utilizing various portfolio construction tools and maintaining multiple advisory platforms.

Alissa Lusardi is a financial advisor with OSAIC in Pittsford, NY, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Securities America Advisors and Northwest Bank. She also serves as a supervision analyst, performing compliance and trade review duties. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing advanced asset-allocation tools and offering access to multiple third-party money managers and investment platforms.

Judith Plain is a financial advisor with OSAIC based in Pittsford, NY, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She previously worked at FSC Securities Corp and Cadaret, Grant & Co., Inc. Outside of her advisory role, she serves as treasurer for a local nonprofit church and advises a shelter organization supporting women in abusive relationships. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers a range of integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across multiple asset classes, managed on either a discretionary or non-discretionary basis.