Ryan Collins is a Series 66 licensed financial advisor with OSAIC, based in Pittsford, NY. He has one year of industry experience and has also worked with Signature Advisory. Outside of his advisory work, Ryan coaches a youth soccer team and works as a footwear associate at Dicks Sporting Goods. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services. The firm’s investment approach uses model-based asset allocation and portfolio optimization supported by advanced tools, and it operates a large multi-advisor platform with a complex affiliate network.

Tamara Comins is a financial advisor with OSAIC in Pittsford, NY, holding a Series 66 designation and five years of industry experience. She previously worked at Lincoln Financial Advisors and has experience with university-related programs. She also engages in selling insurance products including disability insurance, fixed and fixed-indexed annuities, and traditional life insurance. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, portfolio management, and retirement plan consulting. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization, supported by risk-tolerance analysis and multiple strategy options.

David Nichols is a financial advisor with OSAIC based in Pittsford, NY. He holds the CFP® and ChFC® designations and has 38 years of industry experience, including 30 years at Signator Investors, Inc. Nichols also operates a sole proprietorship involved in the sales and marketing of securities, investment advisory, and insurance products. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm supports a variety of client types, including individual investors, retirement plans, charities, and corporate clients.

Andrew Comins is a ChFC® credentialed financial advisor with 47 years of industry experience. He currently works at OSAIC and was previously with Lincoln Financial Advisors Corporation for 27 years. He is also licensed to sell term, non-variable life, and long-term care insurance through a local Rochester brokerage. OSAIC serves a diverse client base, including retail and institutional investors, offering both brokerage and advisory services through a multi-advisor platform with a model-based investment process emphasizing asset allocation and portfolio optimization.