Andrew Cousineau is a financial advisor with OSAIC, holding a Series 66 designation and 22 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent 11 years at Signator Investors Inc. Cousineau is also Vice President of Vantagepointe Financial Group, where he is involved in sales and marketing of securities and insurance products. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations. The firm provides brokerage and advisory services through a multi-advisor platform, utilizing model-based asset allocation and portfolio optimization supported by various managed account programs and third-party managers.

Cheryl Zinz is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She previously worked for Signator Investors, Inc. for 11 years before joining OSAIC in 2018. Outside of her advisory role, she serves as a Program Director at Michigan Avenue Baptist Church. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach focused on model-based asset allocation, portfolio optimization, and a multi-advisor platform.

Ryan Barber is a financial advisor with OSAIC in Saginaw, Michigan, holding a Series 66 designation and 25 years of industry experience. He previously worked at SII for 11 years before joining OSAIC in 2018. Barber is also active as a real estate investor and serves as president of RB Wealth Management LLC, where he focuses on sales and marketing of securities, investment advisory, and insurance products. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and a range of customizable investment programs supported by affiliated broker-dealer and RIA relationships.

Joshua Long is a financial advisor at OSAIC with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Royal Alliance Associates since 2018 and Signator Investors in 2017. Outside of his advisory role, he is a member of the Higgins Lake/Roscommon Chamber of Commerce and serves as a program director for VantagePointe Financial Group, a non-profit insurance brokerage. OSAIC serves a broad client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of investment programs and maintaining a complex affiliate network.

Jacob Kokaly is a financial advisor with OSAIC based in Saginaw, MI, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His prior roles include positions at Royal Alliance Associates, Signator Investors, Warmels & Comstock, and Michigan State University. Outside of financial advising, he works part-time as a merchandiser for a family-owned bakery. OSAIC Wealth serves a diverse range of clients including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides brokerage and advisory services through multiple programs supported by model-based asset allocation, portfolio optimization tools, and a complex affiliate network, distinguishing itself through its scale and recent consolidation activity.