Louis Romero III is a financial advisor with OSAIC in San Ramon, CA, holding a Series 66 designation and 19 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for nine years and MetLife Securities Inc. for one year. Outside of advisory work, he owns and operates Sentinel Wealth Strategies, providing financial planning and annuity sales. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a wide range of advisory programs and investment options through a large network of financial advisers.

Spencer Jung is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors, O'Brien Wealth Partners, and Grantham, Mayo & Van Otterloo. Outside of investment advising, he is also licensed to offer fixed insurance products, including health and traditional life insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers, employing various tools and automated processes to construct and manage diversified portfolios.

John Pacelli is a CFP® professional with 48 years of experience in the financial industry. He is currently affiliated with Osaic and has previous experience at Lincoln Financial Advisors, Kestra Financial Services, Inc., and D/A Financial. He holds a license to offer disability and traditional life insurance, as well as fixed and fixed indexed annuities. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of financial advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing various asset-allocation tools and third-party solutions to deliver customized portfolio management and financial planning.

Logan Marts is a financial advisor at OSAIC with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining OSAIC, he worked at Fidelity Investments and has a diverse background including roles in interpreting services, communications, and human resources. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services, retirement plan consulting, unified managed accounts, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios and supports both discretionary and non-discretionary account management.

Frederick Lewis is a financial advisor at OSAIC with five years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Advisors. Outside of advising, he is licensed to offer fixed insurance products, including fixed and indexed annuities, accident, health, disability, long-term care, and traditional life insurance. OSAIC serves a broad client base including retail and institutional investors, providing integrated brokerage and advisory services along with financial planning and managed account solutions. The firm employs various asset-allocation tools and third-party platforms to construct and manage diversified portfolios.

Taressa Soto is a financial advisor at Osaic with four years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors for five years. Soto is also licensed to offer and service fixed insurance products, including annuities and various types of insurance. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm integrates brokerage and investment advisory services with tools such as asset-allocation models, risk-tolerance questionnaires, and automated rebalancing to manage diversified portfolios.

Thomas O'Neill is a financial advisor at OSAIC with 15 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors from 2009 to 2025. Outside of advisory services, he is also an insurance agent offering accident/health insurance, fixed/indexed annuities, long-term care insurance, and traditional life insurance products. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage, investment advisory services, and access to various managed account platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across multiple asset classes for discretionary or non-discretionary management.

Michael Devere is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lincoln Financial Advisors Corporation, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities Inc. In addition to his advisory role, he is an agent offering accident, health, disability, long-term care, and traditional life insurance products along with fixed and equity-indexed annuities. OSAIC serves a wide range of retail and institutional clients, providing integrated brokerage and advisory services, financial planning, and access to multiple investment platforms and third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management, offering diversified portfolios across multiple asset classes.

Jonathan Lee is a CFP® and ChFC® with 21 years of experience in the financial services industry. He has been with OSAIC since 2025 and previously spent 12 years at Lincoln Financial Advisors Corporation. He is based in San Ramon, California. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and access to third-party managers to construct portfolios across various asset classes.

Cody Steele is a financial advisor at OSAIC based in San Ramon, CA, holding the Series 66 designation. He has one year of industry experience, including a position at Momentum Value Partners since 2025. Prior to that, he worked in various roles outside the financial industry. OSAIC serves a diverse range of retail and institutional clients through a large network of advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and supports both discretionary and non-discretionary account management.

Sarah Rush is a CFP® professional with 32 years of industry experience, currently serving as a financial advisor at OSAIC since 2025. She previously worked at Lincoln Financial Advisors from 2020 to 2025, Wells Fargo Clearing from 2016 to 2020, and Wells Fargo Advisors, LLC from 2012 to 2016. In addition to her advisory role, she is also licensed to offer traditional life insurance, fixed and indexed annuities, and long-term care insurance. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to manage diversified portfolios.

Celeste Gurule is a financial advisor at OSAIC with 39 years of industry experience. She holds the CFP® designation and the Series 63 license. Prior to joining OSAIC in 2025, she worked for Lincoln Financial Advisors Corporation from 1987 to 2025. Outside of her advisory role, she is involved in managing insurance-related activities and operates a legal entity offering fixed and indexed annuity products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services supported by asset-allocation tools, risk assessments, and access to third-party money managers.

Claude Bishop is a financial advisor with Osaic, holding a Series 66 designation and bringing 24 years of industry experience. Prior to joining Osaic in 2025, he worked at Lincoln Financial Advisors and Kestra Financial Services, Inc. He is also the owner of a CPA firm where he provides tax preparation and planning services, and occasionally advises selected clients on life insurance coverage. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services. The firm utilizes advanced asset-allocation tools and third-party resources to manage diversified portfolios across various asset classes.

Jonathan Farnstrom is a CFP®-credentialed advisor with eight years of industry experience, currently with Osaic Wealth, Inc. in San Ramon, CA. Prior to joining Osaic in 2025, he spent seven years at Lincoln Financial Advisors. He is also involved in insurance product offerings through Farnstrom Financial Services, LLC, which he owns and operates. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and nonprofits, offering integrated brokerage and advisory services across multiple platforms. The firm utilizes various asset-allocation tools and third-party solutions to construct portfolios that include a broad range of investment vehicles.

Joseph Yang is a Series 66-licensed financial advisor with 15 years of industry experience. He has worked at Osaic since 2025 and previously spent 10 years at Lincoln Financial Advisors. Yang is also involved in offering fixed and equity-indexed annuities, traditional life insurance, and long-term care insurance. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm uses a range of tools and third-party services to provide integrated brokerage, advisory, and managed account solutions.

Avery Tannenbaum is a financial advisor with OSAIC in San Ramon, CA, holding a Series 66 designation and one year of industry experience. His work history includes roles at OSAIC Wealth, Equitable Advisors, Ascend Financial Group, and prior experience with CMG/Diversified Mortgage Group and Seattle University. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services and employs advanced asset-allocation tools and third-party managers to construct and manage portfolios.

Joyce Tanaka is a Series 66-licensed financial advisor with nine years of industry experience. She has worked at Osaic Wealth, Inc. since 2025, following prior roles at Acord and Fong Wealth Strategies and Sourjohn-Kim Retirement Solutions. Between 2008 and 2025, she spent intervals as a homemaker. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services utilizing various portfolio construction tools and offers access to third-party money managers, managed accounts, and unified investment platforms.

Steven Pugh is a financial advisor at OSAIC with 27 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors for 18 years. Outside of his advisory role, he serves as an assistant coach for a junior varsity high school baseball team, providing coaching and sportsmanship instruction. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios.

Chase Young is a financial advisor at OSAIC with 10 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors, Mass Mutual Investors Services, and MetLife Securities. In addition to his advisory role, he is also licensed to offer various insurance products, including accident, health, disability, long-term care, and life insurance, as well as fixed and equity-indexed annuities. OSAIC serves a diverse client base, including retail and institutional investors, through a large network of advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, using asset-allocation tools and risk assessments to construct portfolios that may include a range of securities and alternative investments.

Christopher Zonca is a financial advisor at OSAIC with 27 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 26 years. In addition to his advisory role, he is licensed as an insurance agent and offers disability insurance, fixed and indexed annuities, long-term care insurance, and traditional life insurance. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and investment advisory services. The firm employs various portfolio construction tools and supports discretionary and non-discretionary account management, including access to third-party money managers and multiple advisory platforms.

Raymond Jung is a financial advisor at OSAIC with 39 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation from 1986 to 2025 before joining OSAIC. He holds the Series 63 designation. Outside of his advisory role, he is involved in managing and owning several rental properties through family trusts. OSAIC serves a broad range of retail and institutional clients, offering integrated brokerage and investment advisory services. The firm employs various asset-allocation tools and supports multiple advisory platforms, including third-party managed-account solutions.

Nicholas Ruotolo is a financial advisor at OSAIC with 10 years of industry experience. He previously worked for Lincoln Financial Advisors for nine years and has been affiliated with Saint Mary's College since 2014. In addition to his advisory work, Ruotolo operates a side business offering fixed insurance products. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and nonprofit organizations. The firm provides a wide range of investment and advisory services, utilizing various asset-allocation tools and third-party platforms to support both discretionary and non-discretionary portfolio management.

Martin Johnson is a financial advisor with OSAIC in San Ramon, CA, holding Series 63 and Series 66 licenses and 28 years of industry experience. He previously worked at Lincoln Financial Advisors for 24 years before joining OSAIC in 2025. Johnson also operates insurance-related businesses offering accident, health, disability, long-term care, and life insurance products, as well as commission-based group benefits. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers and advisory platforms. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, using various tools and analysis to construct portfolios that can include a wide range of securities, managed on discretionary or non-discretionary bases.

Scott Cangelosi is a financial advisor at OSAIC with 27 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors Corporation for 27 years. He also acts as an insurance agent specializing in non-variable life insurance policies and fixed/indexed annuities. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, employing various investment tools and access to third-party managers to construct diversified portfolios.

Edward Rusnak is a financial advisor with OSAIC, holding a Series 66 designation and bringing 21 years of industry experience. He spent 20 years with Lincoln Financial Advisors before joining OSAIC in 2025. Outside of advisory work, he conducts personal financial educational seminars as an instructor for local employee assistance programs. OSAIC serves a broad range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and advisory platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage diversified portfolios across various asset classes and offers integrated brokerage, advisory, and third-party managed account services.

Christopher Mcclure is a financial advisor at OSAIC with 31 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 31 years before joining OSAIC in 2025. Mcclure holds a Series 63 designation and is involved in the life settlements business through approved vendors. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services supported by a range of tools and third-party platforms.

Kinley Wong is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Lincoln Financial Advisors for 24 years. In addition to his advisory role, he is an insurance agent involved in the sale of accident and health insurance, disability insurance, long-term care insurance, fixed/indexed annuities, and life settlements. OSAIC serves a broad client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, utilizing firm-provided asset-allocation tools and multiple platforms to construct customized portfolios.

Jordan Frierson is a financial advisor at OSAIC with two years of industry experience. He holds the Series 66 designation and has previously worked at Lincoln Financial Advisors Corporation and Acord & Fong Wealth Strategies. Outside of his role at OSAIC, he receives advisory compensation through his team's LLC, which functions solely as a pass-through entity for his advisory duties. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various portfolio construction tools and third-party platforms to manage a broad range of investment products.

Pacific Eng is a financial advisor at Osaic Wealth, Inc. with four years of industry experience. They hold a Series 66 designation and have prior experience at Lincoln Financial Advisors and UC San Diego. Outside of advisory services, Pacific Eng offers fixed insurance products including annuities and life insurance. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across various asset classes, providing both discretionary and non-discretionary management options.

Benjamin Horn is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He previously worked at Lincoln Financial Advisors for 22 years before joining Osaic in 2025. In addition to his advisory role, Horn offers various insurance products including accident/health, disability, fixed/indexed annuities, long-term care, traditional life insurance, and Medicare supplement plans. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and risk assessments to manage portfolios across multiple asset classes with options for discretionary or non-discretionary management.

Samantha Balboni is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She spent three decades with Lincoln Financial Advisors Corporation before joining Osaic in 2025. Outside of advising, she volunteers as a Veteran’s Coordinator with the Elks Lodge, assisting formerly homeless veterans in furnishing their homes. Osaic Wealth, Inc. serves a diverse client base, including individual and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that may include a range of securities across discretionary and non-discretionary accounts.