James Kaercher Jr. is a financial advisor with OSAIC Wealth, Inc. and holds a Series 63 credential. He has 29 years of industry experience and has worked at OSAIC Wealth since 2018, following prior roles at Signator Investors and Michael A. Jullie & Associates. Outside of advising, he is a mortgage originator and serves as treasurer on a condominium association board, and he also provides tax preparation and planning services through his own practice. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that include various securities, with options for discretionary or non-discretionary management.

Emanuele Gulino Jr. is a financial advisor with OSAIC in South Miami, FL, with 25 years of industry experience. He has held roles at Royal Alliance Associates, Inc. since 2018 and Signator Investors, Inc. from 2016 to 2018. In addition to his advisory work, Gulino is involved in tax preparation, real estate brokerage, mortgage loan origination, and property management through various business activities. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a broad network of affiliated advisors, offering brokerage and investment advisory services along with financial planning, retirement consulting, and access to multiple third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance assessment, and automated portfolio rebalancing, managing accounts on discretionary and non-discretionary bases to accommodate client investment preferences.