Justin Smith is a financial advisor at OSAIC with a Series 66 designation and over nine years of industry experience. His prior roles include positions at Securities America, Inc., National Planning Corp, and Ritas Smith and Associates, where he also worked as a tax preparer and consultant. OSAIC serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services across multiple platforms. The firm employs various asset-allocation and portfolio management tools and supports both discretionary and non-discretionary account management.

Ritas Smith is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and over 36 years of industry experience. She previously worked at Securities America Advisors and National Planning Corporation, and she operates a tax preparation and planning business, Ritas Smith & Associates. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, and charitable organizations, offering integrated brokerage and advisory services supported by a range of investment platforms and third-party solutions.

David Lacroix is a financial advisor with OSAIC who holds a Series 66 designation and has 18 years of industry experience. He has previously worked at UBS Financial Services and Securities America. Lacroix is also the owner and CEO of Lacroix Wealth Management, an independent firm providing financial advice and licensed insurance products. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage a wide range of investment portfolios.