Paul Essner is a CFP® with 34 years of industry experience, currently serving as an advisor at OSAIC since 2024. He previously spent 15 years with Securities America Advisors and Securities America Inc. Essner is also an executive vice president at Risk Strategies Company, where he is involved in the sales and service of insurance products. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports multiple platforms and account structures.

Bryan Pendrick is a financial advisor at OSAIC with 27 years of industry experience. He holds a Series 63 designation and previously worked at Securities America Advisors and Securities America Inc. for 15 years. Pendrick is active in the golf community, serving on executive committees for the Long Island Golf Association and the Metropolitan Golf Association. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, advisory, and retirement consulting services. The firm utilizes a range of asset-allocation tools and third-party platforms to manage portfolios across various investment types on discretionary and non-discretionary bases.

William Agan is a financial advisor with OSAIC, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Securities America Advisors, Stifel, and Ladenburg Thalmann & Co. He also serves as an account manager for 401(k) plans with Risk Strategies Corp. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across a variety of securities and manages accounts on both discretionary and non-discretionary bases.

Seth Karasin is a financial advisor at OSAIC with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at BNY Mellon Securities Corporation, Infinex Investments, Popular Bank, and Prudential Insurance Company of America. Outside of his advisory role, he owns and operates a marine mechanic business, Big Sexy LLC. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with portfolios constructed using asset-allocation tools, risk-tolerance assessments, and automated rebalancing across various investment types.

Michael Waters is a financial advisor with Osaic Wealth, Inc., holding the ChFC® and Series 63 designations and bringing 39 years of industry experience. He has worked with Securities America Advisors and RSC Financial Services prior to joining Osaic. Outside of advising, he serves as a senior managing director at Risk Strategies Company and is a board member of a condominium association. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and efficient-frontier analysis to build portfolios that include a range of investment types and supports both discretionary and non-discretionary account management.

Benjamin Chafitz is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 66 licenses and previously spent 15 years at Securities America Advisors and Securities America Inc. Outside of his advisory role, he serves as President of his condominium board and is a partner in an administration company supporting his advisory business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on portfolio construction using asset-allocation tools and access to multiple third-party money managers and platforms.

Sean Rosenfeld is a financial advisor at Osaic with seven years of industry experience. He holds a Series 66 designation and has worked previously at Securities America Advisors and Infinity Global. Outside of his advisory role, Rosenfeld is engaged as a producer and sales professional at Risk Strategies Company, focusing on insurance and employee benefit brokerage. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutional clients, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across a range of asset classes.