Ling Mao is a financial advisor at OSAIC Institutions, INC. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at HSBC Bank USA, N.A. and HSBC Securities (USA) INC. from 2014 to 2022. Since 2022, he has been associated with Popular Bank as a sales coach and with Infinex Investments, Inc. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering customized advisory and brokerage services. The firm’s approach includes a mix of fundamental and technical analysis, asset allocation, and access to alternative investments, with a notable emphasis on non-discretionary assets and integrated lending and cash-management solutions.

Chung Lin is a financial advisor at OSAIC Institutions, Inc. with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at HSBC Bank USA and HSBC Securities, as well as Popular Bank, where he is involved in banking and wealth management. OSAIC Institutions, Inc. serves individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser and broker-dealer structure.

Peter McMahon is a financial advisor at Osaic Institutions, Inc. with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at firms including Popular Bank, HSBC Securities USA Inc., HSBC Bank USA NA, and Wells Fargo Advisors. Osaic Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, wrap programs, and access to alternative investments and lending solutions, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary assets under management.

Robert Lee is a financial advisor with OSAIC Institutions, INC. in New York, NY, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. His work history includes roles at Infinex Investments, Inc., Popular Bank, and CitiGroup. In addition to his advisory role, he serves as a private banker at Popular Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements and access to alternative investments. The firm is notable for its predominantly non-discretionary assets and its dual broker-dealer/adviser status, which supports a variety of financial solutions including lending and cash-management options.

Rosemary Abreu is a financial advisor at OSAIC Institutions, Inc. with 18 years of industry experience. She holds the Series 63 and Series 66 credentials and has worked previously at firms including LPL Financial, City National Securities, and Santander Securities. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a model that delegates investment analysis and account management to its investment adviser representatives.

Peter Klarides is a financial advisor with Osaic Institutions, Inc. based in New York, NY, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. His prior roles include positions at HSBC Securities (USA) Inc., HSBC Bank USA, N.A., Infinex Investments, Inc., and Popular Bank, where he is currently employed. Osaic Institutions, Inc. is an SEC-registered investment adviser that serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating under a hybrid adviser/broker-dealer model with both discretionary and non-discretionary account options.

Ella Buravleva is a financial advisor at OSAIC Institutions, Inc. with seven years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at Popular Bank, Infinex Investments, Inc., HSBC Securities (USA) Inc., and HSBC Bank USA, N.A. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer model and emphasizing firm supervision combined with delegated investment management.

Yi Ling Chen is a financial advisor at OSAIC Institutions, Inc. with 24 years of industry experience. She holds Series 65 and Series 66 credentials and has worked at firms including HSBC Securities (USA) Inc. and Popular Bank, where she has held roles as a private banker and senior sales and relationship advisor. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing advisory and brokerage services through a network of investment adviser representatives. The firm offers customized advisory engagements, financial planning, ERISA plan services, access to alternative investments, and lending and cash-management options.

Litao Mai is a CFP® and Series 66 credentialed financial advisor with 21 years of industry experience. He is currently with OSAIC Institutions, Inc. and has held positions at Popular Bank, Infinex Investments, Inc., HSBC Bank USA, N.A., and HSBC Securities (USA) INC. Mai owns rental properties in New York but does not devote significant time to their management. OSAIC Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients, offering customized advisory services, financial planning, and access to alternative investments through a hybrid advisor/broker-dealer structure.

Joseph Culotta is a financial advisor with OSAIC Institutions, Inc. and holds Series 63 and Series 65 licenses. He has 22 years of industry experience, including roles at Popular Bank, Infinex Investments, HSBC Bank USA, N.A., and HSBC Securities (USA) Inc. Since 2020, he has served as a program manager of investments and insurance at Popular Bank. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan support, wrap programs, third-party asset manager referrals, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure.