Michael Hixson is a financial advisor with Park Avenue Securities and Guardian Life, holding a Series 66 license and three years of industry experience. He has been with Guardian Life since 2008 and has worked at Park Avenue Securities since 2023. Outside of his advisory role, he is involved in insurance sales. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and investment advisory programs to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of advisory solutions including discretionary and non-discretionary management and a hybrid digital advisory platform.

Darby Minnick is a financial advisor with Primerica Advisors in Bozeman, MT, holding a ChFC® designation and Series 63 license. He has 44 years of industry experience, including over 27 years with Primerica Advisors and Guardian Life Insurance Co. of America. Minnick is also a published author of the book *The Team Approach*, available through online retailers. Primerica Advisors serves a broad retail client base with both brokerage and advisory services, offering financial planning, retirement-plan consulting, and business consulting. The firm employs a range of investment strategies through proprietary and third-party managers and supports various account-level services including lending solutions and donor-advised fund options.