Thomas Cunningham is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 63 designation and 22 years of industry experience. He has been with Guardian Life since 2005 and Park Avenue Securities since 2006. Cunningham is involved with Steelit, LLC, a non-investment-related business venture. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients through brokerage services, financial planning, and investment advisory programs.

Erin Knodel is a CFP® with 23 years of experience in the financial services industry. She is currently with Primerica Advisors and has a long tenure at Park Avenue Securities and Guardian Life Insurance Company of America dating back to 2002. Outside of her advisory role, she is the author of a book titled *Volunteer Parent* under a pen name. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering both brokerage and advisory services. The firm employs a range of investment strategies through proprietary and third-party platforms and provides various account-level services such as lending solutions and donor-advised funds.

William Hoover is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 designations and with 26 years of industry experience. He has been with Guardian Life and Park Avenue Securities since 2000. Hoover serves on the Northern Kentucky University School of Business Advisory Board and is Treasurer of the Military Commons HOA. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients through a combination of proprietary and third-party programs.

George Kavalauskas is a financial advisor with Primerica Advisors based in Cincinnati, OH, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been associated with Park Avenue Securities and Guardian Life Insurance Company of America since 2001. Outside of his primary roles, he is involved with The Rebecca Group, where he engages in insurance sales. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services, including financial planning and retirement consulting. The firm utilizes a mix of proprietary and third-party investment strategies and supports a range of account types with discretionary and non-discretionary management options.

Camryn Chapman is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 66 designation and one year of industry experience. Prior to her current role, she has worked at Park Avenue Securities and Guardian Life Insurance Company. Outside of finance, her background includes roles in education and community organizations such as Northern Kentucky University and the R.C. Durr YMCA. Primerica Advisors serves a broad retail client base including individual and high-net-worth investors, offering brokerage and advisory services along with financial planning and business consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services.

Kaitlin Cengia is a financial advisor with Guardian Life and holds a Series 66 designation. She has less than one year of industry experience and has held roles at firms including Park Avenue Securities, Lifetime Financial Growth, and UBS Financial Services. Her background also includes positions outside financial services, such as working with University of Dayton Athletics and Anheuser Busch. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individual, pension, charitable, and corporate clients with financial planning, brokerage services, and advisory programs. The firm offers both discretionary and non-discretionary advisory solutions, including a lower-fee hybrid digital advisory option.

Arthur Kube III is a financial advisor with Primerica Advisors and holds a Series 63 designation. He has 31 years of industry experience, including over two decades at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory work, he previously operated a test preparation business, Ontrak College Funding LLC, though there has been no activity in that venture for several years. Park Avenue Securities LLC serves a diverse retail client base with transaction-based brokerage and fee-based advisory services, offering a range of proprietary and third-party investment programs alongside financial planning and consulting solutions.

Matthew O Bryan is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 license and six years of industry experience. His prior work includes roles at Fifth Third Bank and an ongoing association with Guardian Life and Park Avenue Securities. Outside of his advisory work, he is involved with Emerging Leaders of NKY, a nonprofit organization. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension plans, charitable organizations, and corporate clients with brokerage services, financial planning, and investment advisory programs. The firm offers both discretionary and non-discretionary advisory relationships, including proprietary and third-party model portfolios and a hybrid digital advisory solution.

Stephanie Becker is a financial advisor with Primerica Advisors based in Cincinnati, OH, holding seven years of industry experience. She has worked at Park Avenue Securities since 2018 and has been associated with Guardian Life Insurance Company since 2012. Outside of her advisory role, she is involved with SLB Advisors, LLC, a non-investment related business. Park Avenue Securities LLC serves a diverse retail client base, offering brokerage and advisory services, financial planning, and retirement and business consulting. The firm employs a range of proprietary and third-party investment strategies and supports both discretionary and non-discretionary account management.

William Jones Jr. is a Series 66-licensed financial advisor with Primerica Advisors, based in Cincinnati, OH. He has one year of industry experience and previously worked at Guardian Life Insurance Company and Park Avenue Securities. Outside of his advisory role, Jones serves as president of the AmSpirit Networking Group and is a board member of Rooms with Love, a nonprofit that furnishes homes for individuals in need. Park Avenue Securities LLC serves a broad retail client base, offering brokerage and advisory services along with financial planning and retirement consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports both discretionary and non-discretionary account management.

Robert Koscik is a financial advisor with Primerica Advisors based in Cincinnati, OH, holding Series 63 and Series 66 licenses and 30 years of industry experience. He has worked extensively with Park Avenue Securities and The Guardian Life Insurance Company since 2005. Koscik also offers fixed annuities as part of his client services. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm provides transaction-based brokerage and fee-based advisory services, utilizing a range of proprietary and third-party investment strategies across multiple platforms.

Darren Wilson Jr. is a financial advisor with Guardian Life and holds a Series 66 designation. He has two years of industry experience with prior roles at firms including Park Avenue Securities, Lifetime Financial Growth, Fifth Third Securities, and JPMorgan Chase Bank. Outside of his advisory work, he operates Wilson Financial LLC and is a licensed Ohio notary public. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage services, financial planning, retirement consulting, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm offers both discretionary and non-discretionary advisory relationships with access to a variety of model portfolios and digital advisory solutions.

Thomas Wyatt is a CFP® with 26 years of experience in the financial services industry. He is currently affiliated with Primerica Advisors and Park Avenue Securities, having worked with Primerica from 1999 to 2018 and with Park Avenue Securities and Guardian Life Insurance since 2018. Outside of his advisory roles, Wyatt provides legal services related to estate planning and serves as president and board member of the SFSP National Foundation. He is also involved in consulting for retirement plans and holds ownership interests in employee benefits organizations. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers various brokerage and advisory services, utilizing proprietary and third-party investment strategies with a range of account management options.

Parker Bailey is a financial advisor with Primerica Advisors based in Cincinnati, OH, holding Series 63 and Series 65 licenses and having 22 years of industry experience. He has worked at Park Avenue Securities since 2003 and has been affiliated with Guardian Life Insurance Company since 2002. Outside of his advisory work, he serves as a trustee for a family irrevocable trust and coordinates a Tax Professional Alliance to connect tax professionals with coaching and training resources. Park Avenue Securities LLC serves a diverse retail client base including individuals, high-net-worth investors, charitable organizations, and corporate clients. The firm offers brokerage and advisory services, financial planning, and retirement and business consulting, utilizing a mix of proprietary model portfolios, third-party investment managers, and digital advice solutions.

Bradley Cunningham is a financial advisor with Primerica Advisors based in Cincinnati, OH, holding a Series 63 designation and 22 years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance Company since 2005. Outside of his advisory role, Cunningham coaches swimming for Madeira Swim Club and Madeira High School and serves on the Madeira City Schools School Board. Park Avenue Securities LLC serves a broad retail client base, offering brokerage and advisory services along with financial and retirement-plan consulting. The firm utilizes a range of investment strategies through proprietary models, third-party managers, and digital advice solutions to meet diverse client needs.

Richard Shurmer III is a financial advisor with Primerica Advisors in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors since 1999 and has also been associated with Guardian Life Insurance Company since 1991. Outside of advisory work, he serves as co-trustee and co-executor of his parents' trust. Primerica Advisors operates as part of Park Avenue Securities LLC, serving a broad retail client base with both brokerage and advisory services. The firm offers a variety of investment strategies through proprietary and third-party platforms, supporting a range of account types and financial planning needs.

Matthew Willig is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 licenses. He has 14 years of industry experience and has worked at Primerica Advisors since 2011, with additional roles at Guardian Life Insurance Company and Park Avenue Securities. Outside of his advisory work, he serves on the board of the Northern Kentucky/Greater Cincinnati University of Kentucky Alumni Association and occasionally assists clients with preparing simple wills and healthcare directives. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies and platforms, with an integrated operating model supporting diverse investment and lending solutions.

Thomas Wilson is a Series 66 licensed financial advisor with 28 years of industry experience, currently affiliated with Primerica Advisors and Park Avenue Securities. His prior experience includes roles at Guardian Life Insurance Company, Penn Mutual Life Insurance Company, and Hornor, Townsend & Kent, Inc. Outside of his advisory work, he owns Grove Park Grille, LLC, a non-investment related business based in Cincinnati, OH. Park Avenue Securities serves a diverse retail client base with a range of brokerage and advisory services, including financial planning and retirement-plan consulting. The firm employs proprietary and third-party investment strategies across various account types and supports lending and credit facilities tied to advisory accounts.

Michael Smith is a financial advisor at Guardian Life with Series 65 and Series 63 licenses and three years of industry experience. His prior roles include positions at NYLife Securities LLC and Aeon Global Health. He has also been involved in ministry work through Beyond The Walls Ministry and Parma Park Church of God. Guardian Life’s Park Avenue® Wealth Management division serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients by providing brokerage services, financial planning, retirement plan consulting, and a range of investment advisory programs.

Connor Hawkins is a financial advisor with Guardian Life, holding the CFP® and ChFC® designations and a Series 66 license. He has five years of industry experience and has worked at Park Avenue Securities since 2021. Hawkins also has experience with Guardian Life Insurance Company and has been involved in an insurance brokerage activity. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, serves individual and institutional clients with brokerage services, financial planning, retirement plan consulting, and a variety of investment advisory programs. The firm offers discretionary and non-discretionary advisory relationships, utilizing model portfolios and a hybrid digital advisory solution.

Sanford Aderson is a financial advisor with Primerica Advisors based in Cincinnati, OH, holding a Series 63 designation and 24 years of industry experience. He has worked at Park Avenue Securities, Strassburger McKenna, Guardian Life Insurance Company of America, and Luttner Financial Group since 1999 or earlier. Outside of his advisory roles, he serves as a trustee of a perpetual charitable testamentary trust and is a board member of the Westmoreland Country Club and Madison on Bellefield condo association. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage, advisory, financial planning, and consulting services. The firm uses a mix of proprietary and third-party investment strategies and supports discretionary and non-discretionary account management across a variety of investment vehicles.

Charles Williams II is a financial advisor with Primerica Advisors in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with Guardian Life Insurance Company of America and Park Avenue Securities since 2007. Outside of his advisory role, he consults for a teleradiology medical practice and serves on the boards of the Thank America First Foundation and the Cincinnati Blue Line Foundation. Park Avenue Securities LLC serves a diverse retail client base with brokerage and advisory services, offering proprietary and third-party investment programs alongside financial planning and consulting. The firm manages approximately $15 billion in assets and supports a range of investment strategies and account features through an integrated operating model.

Gregory George is a financial advisor with Primerica Advisors in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked at Primerica Advisors since 2012 and has been associated with Guardian Life Insurance Co. of America since 2011. Outside of his primary roles, he is involved in insurance products beyond Guardian Life and engages in prospecting business owners for LS Benefits. Primerica Advisors operates as part of Park Avenue Securities LLC, serving a broad retail client base with a range of brokerage and advisory services. The firm implements investment strategies through proprietary and third-party portfolios and supports various account-level services including lending solutions and donor-advised funds.

Brett Roth is a CFP® with 34 years of industry experience, currently serving at Guardian Life since 2022. He previously worked at W&S Brokerage Services from 2016 to 2022. He holds Series 63 and Series 66 licenses and is based in Cincinnati, OH. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm offers both discretionary and non-discretionary advisory relationships and incorporates proprietary and third-party investment models.

Jared Wolever is a financial advisor with Primerica Advisors based in Cincinnati, OH, holding a Series 63 designation and 25 years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance Company of America since 2004. Additionally, he is involved in implementing insurance coverage through other carriers outside of Guardian Life. Park Avenue Securities serves a diverse retail client base with brokerage and advisory services, including financial planning and retirement-plan consulting. The firm offers multiple proprietary and third-party investment programs, managing approximately $15 billion in regulatory assets under management.

Joseph Stiles is a financial advisor with Primerica Advisors who holds Series 63 and Series 65 licenses and has 20 years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance Company since 2013. Outside of his advisory role, he serves on the Finance Committee and Board of Directors for the Paul Lammermeier Foundation. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, employing proprietary and third-party investment strategies across various platforms to meet diverse client needs.