Vernon Twyman III is a financial advisor with Guardian Life and holds a Series 66 designation. He has six years of industry experience, including roles at Park Avenue Securities and Edward Jones. Outside of his advisory work, he has managed Twyman Referee Assigning, a soccer referee assignment business, since 2013. Guardian Life’s Park Avenue Wealth Management provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies through proprietary and third-party platforms.

Kyria D Avila is a financial advisor with Guardian Life, holding Series 65 and Series 63 licenses and possessing 11 years of industry experience. Her career includes roles at Park Avenue Securities and Guardian Life Insurance, with continuous service at both firms since 2016. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and proprietary programs.

Melina Degelsmith is a ChFC® credentialed financial advisor with 23 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities. Her career spans multiple roles within these firms since 2008. She also holds licenses for insurance sales and property and casualty insurance through separate brokerage arrangements. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, as well as access to insurance products and alternative investments through its connection with Guardian Life.

Brian Palkowitsh is a CFP® professional with 27 years of experience currently with Guardian Life and Park Avenue Securities. His previous roles include positions at Ameriprise Financial Services, Transamerica Financial Advisors, and Nancy Paul Company. Palkowitsh is involved in community service as a board member and treasurer of the Rotary Club of Ft Lauderdale/Cypress Creek. Park Avenue Securities LLC, part of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management alongside model-based strategies and a digital advisory solution, with access to insurance products, alternative investments, and integrated lending options.

Jeffrey Stern is a financial advisor at Guardian Life with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Park Avenue Securities and Guardian Life Insurance Company since 2005. Stern serves as a trustee in a non-investment-related role since 2023. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client services including financial planning, discretionary and model-based portfolio management, and access to proprietary and third-party investment solutions.