Richard Gallipoli is a ChFC® credentialed financial advisor at Guardian Life with 35 years of industry experience. He has worked at Guardian Life and its subsidiaries since 2007 and has been with Park Avenue Securities since 2018. Outside of advising, he teaches a six-hour defensive driving safety course. Park Avenue Securities LLC, a subsidiary of Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and digital advisory solutions.

Monte Sperling is a financial advisor with Guardian Life and holds a Series 63 designation. He has 33 years of industry experience and has spent a significant portion of his career at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory work, he is involved with MONTNOR ASSOCIATES LLC, a business focused on accounting. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a mix of advisor-led discretionary management and model-based strategies, along with access to insurance products and alternative investments through its connection with Guardian Life.

Charles Palma is a financial advisor with Guardian Life and holds the ChFC® and Series 63 designations. He has 31 years of industry experience and has worked with both Guardian Life Insurance Company and its subsidiary Park Avenue Securities since 2014. Palma also assists clients with Medicare planning to help seniors choose appropriate plans. Guardian Life’s subsidiary Park Avenue Securities offers brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm provides a combination of advisor-led discretionary management and model-based strategies, alongside access to insurance products and alternative investments.

Andrew Gozinsky is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 63 designation and having 28 years of industry experience. He previously earned a Juris Doctor but is not an active member of the New York State bar. Gozinsky also engages in providing insurance solutions outside of Guardian Life, focusing on non-proprietary products based on client needs. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm utilizes a combination of advisor-led discretionary management and model-based strategies, supported by proprietary programs and third-party platforms, to tailor client relationships and provide a broad range of financial planning and consulting services.

Ronald Stern is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked extensively with Guardian Life and its affiliates since 1992. Outside of his primary roles, he is involved with Ronald Stern & Associates, Ltd., and Crossways Park Group LLC, which focus on insurance products and group benefits. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies through proprietary and third-party platforms, along with access to insurance products, alternative investments, and integrated lending options.

Kerry Williams is a financial advisor at Guardian Life with a Series 66 designation and three years of industry experience. Prior to joining Guardian Life and Park Avenue Securities, Kerry worked at Chase Bank and held positions at Panera Bread and Stony Brook University. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and digital advisory solutions tailored to client needs.

Adam Kaufman is a financial advisor with Guardian Life, holding Series 63 and Series 66 credentials and over 40 years of industry experience. He has been with Guardian Life and its affiliated entities since 2010 and has maintained involvement with Sound Wealth Financial Group LLC and Wealth Advisory Group. Kaufman serves as co-treasurer on the board of the Crystal Brook Park Association. Park Avenue Securities LLC, where Kaufman practices as part of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, and charitable organizations. The firm offers advisor-led discretionary management, model-based strategies, and access to insurance and alternative investment products through its connection with Guardian Life.

Gregory Eckl is a financial advisor with Guardian Life and holds a Series 66 designation. He has nine years of industry experience, including roles at Park Avenue Securities and Guardian Life. Outside of his advisory work, he leads an annual battlefield tour in Gettysburg and serves as a board member for Siena University’s Board of Advisors. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides both brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of advisory solutions combining discretionary management with model-based strategies, supported by proprietary and third-party platforms.

Stephen Murphy III is a financial advisor at Guardian Life with 17 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at New York Life and M Holdings Securities, among other firms. He also operates as an independent contractor offering disability insurance through Assurity. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and advisory services to individuals, retirement plan sponsors, and charitable organizations. The firm combines discretionary management with model-based strategies and offers a range of financial planning, consulting, and specialized investment solutions.

Allison Henek is a financial advisor at Guardian Life with 20 years of industry experience and holds a Series 66 designation. She has worked primarily with Park Avenue Securities and Guardian Life since 2008. In addition to her advisory role, she is employed as a corporate analyst performing administrative data entry for a hospital. Park Avenue Securities, a wholly owned subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate retirement plans, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary wrap programs, third-party advisory solutions, and integrated lending options.

Leonard Rappe is a financial advisor at Guardian Life with 29 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 66 licenses. His career has been primarily with Guardian Life and its affiliated entities since 1996. Outside of his advisory work, he serves as a trustee for the Seymour M. Feinstein Trust. He is affiliated with Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, which provides brokerage and investment advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning and consulting services tailored to client needs.