Paul Dowd is a ChFC® credentialed financial advisor with 24 years of industry experience. He is currently affiliated with Guardian Life and Park Avenue Securities, where he has worked since 2019. His prior experience includes roles at CapWealth Planning, Allstate Insurance Co., Principal Financial Services, GL Investment Services, and Valic Financial Advisors. He is also involved as an insurance broker outside of Guardian. Park Avenue® Wealth Management, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party investment solutions.

Ashok Tapadia is a financial advisor with Guardian Life in Raleigh, NC, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He has been with Guardian Life since 1999 and is also affiliated with CP Advisory Services, Inc. Tapadia has involvement in insurance services beyond Guardian and participates in real estate activities through Fathom Realty. Guardian Life’s subsidiary, Park Avenue Wealth Management, serves individuals, including high-net-worth clients, as well as corporate and retirement plan sponsors. The firm offers a combination of advisor-led discretionary management and model-based strategies, alongside a range of financial planning and consulting services.

Destiney Deschaines is a financial advisor at Guardian Life with a Series 66 designation and one year of industry experience. Prior to joining Guardian Life, she worked at Equitable Advisors and held various roles including at 41 North Coffee Company and the University of Connecticut. She co-owns J&D Cutter Row, LLC, a real estate business established with her father. Guardian Life operates through Park Avenue® Wealth Management, providing brokerage and advisory services to individuals, corporations, retirement plans, and nonprofits. The firm combines advisor-led discretionary management with model-based strategies and offers access to insurance products, alternative investments, and integrated lending options.

John Ware is a financial advisor with Guardian Life in Raleigh, NC, holding the ChFC® designation and Series 63 and 65 licenses. He has 24 years of industry experience, including roles at Park Avenue Securities since 2012 and Guardian Life Insurance Company since 2010. Outside of his advisory work, he serves as executor for the estates of his parents and stepfather. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning and consulting solutions tailored by investment adviser representatives.

Thomas Pemberton is a financial advisor with Guardian Life who holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 30 years of industry experience, including roles at Principal Mutual Life Insurance Co and Cp Advisory Services, Inc. Since 2013, he has been with Guardian Life in Raleigh, NC. Outside of his advisory role, he sells non-Guardian life long-term care and disability insurance products. Guardian Life’s Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers access to proprietary programs, third-party solutions, and insurance products through its connection to Guardian Life.

Neal Brincefield is a financial advisor at Guardian Life with 19 years of industry experience. He holds a Series 66 designation and has been with Guardian Life since 2015. In addition to his advisory role, he serves as a special consultant leading efforts related to The Living Balance Sheet through Alternate Strategy Consulting LLC. Guardian Life’s Park Avenue® Wealth Management offers brokerage and investment advisory services to individuals, retirement plan sponsors, and organizations. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary programs, third-party solutions, and insurance products through its connection with Guardian Life.