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John S

Series 63, Series 65, Series 66

Rye Brook, NY

Guardian Life

John Spoleti is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63, 65, and 66 licenses and 31 years of industry experience. His career has been primarily with Guardian Life and its subsidiary firms since 2014. Outside of his advisory role, he is involved with Capital Management Advisory Group Corp, a business focused on the sale of fixed life products. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment management solutions through advisor-led discretionary management, model-based strategies, and digital advisory platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Keith S

Series 63, Series 65

Rye Brook, NY

Guardian Life

Keith Snyder is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 designations and 25 years of industry experience. His work history includes positions at Mutual Service Corporation and a long tenure at both Guardian Life and Park Avenue Securities since 2006. Outside his primary roles, he is involved in selling insurance independently and is a member of Aurelian Wealth Strategies, a business activity unrelated to investment advising. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm integrates advisor-led discretionary management with model-based strategies and provides access to insurance products, alternative investments, and a variety of lending and consulting tools.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Barry C

ChFC®, Series 63

Rye Brook, NY

Guardian Life

Barry Carron is a financial advisor with Guardian Life and holds the ChFC® and Series 63 credentials. He has 28 years of industry experience and has worked with both Guardian Life and Park Avenue Securities in various roles since 1983. Barry also brokers insurance and annuity sales through The Carron Group, a business he has operated since 1976, and markets credit card processing services to retailers in a sales capacity. Park Avenue Securities LLC, where Barry is affiliated, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers tailored client relationships through a suite of proprietary and third-party solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Christopher H

Series 63, Series 65

Rye Brook, NY

Guardian Life

Christopher Hufferdine is a financial advisor with Guardian Life and holds Series 63 and Series 65 designations. He has 18 years of industry experience, including roles at Park Avenue Securities, Guardian Life Insurance Company, The Herbst Group, LLC, and ICAP Corporates, LLC. He serves as president of the Chappaqua Rotary Club. Guardian Life’s subsidiary Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, with access to proprietary wrap programs, third-party advisory solutions, and digital advisory platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Davin S

Series 63

Rye Brook, NY

Guardian Life

Davin Sessa is a financial advisor with Guardian Life and holds a Series 63 designation. He has 15 years of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of advising, he is a martial arts coach, an author of a book linking martial arts principles to personal finance, and serves on the Yorktown Chamber of Commerce board as well as acting as treasurer for Hudson Valley Christian Academy. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides customized client solutions through a combination of advisor-led discretionary management, model-based strategies, and access to proprietary and third-party platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Steven W

Series 63, Series 66

Rye Brook, NY

Guardian Life

Steven Wilson is a financial advisor with Guardian Life, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has worked at Guardian Life since 2011 and also operates his own CPA and CFA tax return preparation and consulting business. Additionally, he has been affiliated with Fordham University since 2007. Guardian Life’s Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and proprietary investment solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Raymond L

Series 63

Rye Brook, NY

Guardian Life

Raymond Leyden is a financial advisor at Guardian Life with 10 years of industry experience. He holds a Series 63 designation and has worked at firms including Park Avenue Securities, Guardian Life Insurance Company, Mass Mutual Investors Services, and New York Life Insurance Company. Leyden serves as a board member for Lansdowne Yonkers. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, consulting, and discretionary investment management solutions supported by proprietary and third-party platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Jason H

Series 63, Series 65

Rye Brook, NY

Guardian Life

Jason Horowitz is a financial advisor at Guardian Life with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Nomura Securities International, Nomura Holding America, and RBC Capital Markets. Guardian Life’s Park Avenue Wealth Management offers brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party advisory solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Jeffrey S

Series 66

Rye Brook, NY

Guardian Life

Jeffrey Stern is a financial advisor at Guardian Life with a Series 66 license and four years of industry experience. He has worked at Guardian Life and Park Avenue Securities since 2021. Outside of his advisory role, he serves as Treasurer for a Consumer Energy Co-Op and is involved with the New York State Society of CPAs. Park Avenue Securities LLC, where he practices, provides brokerage and advisory services to individuals, retirement plan sponsors, and organizations. The firm offers a combination of advisor-led management and model-based strategies through proprietary and third-party platforms, alongside financial planning, consulting, and access to insurance and alternative investments.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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John J

Series 63, Series 66

Rye Brook, NY

Guardian Life

John Joyce is a financial advisor with Guardian Life, holding Series 63 and Series 66 designations and 17 years of industry experience. His prior roles include positions at Morgan Stanley and Curve Asset Management, LLC. He is based in Rye Brook, NY. Guardian Life’s subsidiary Park Avenue Securities provides brokerage and investment advisory services to individuals, retirement plan sponsors, and organizations. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning and consulting services alongside access to proprietary and third-party investment solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Trevor M

Series 66

Rye Brook, NY

Guardian Life

Trevor McNally is a financial advisor at Guardian Life with six years of industry experience. He holds the Series 66 designation and has worked at Park Avenue Securities and Guardian Life Insurance Company since 2020. Prior to that, he was with Bungee Capital Partners and Managed Care Advisory Group, Inc. He is based in Rye Brook, NY. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, retirement plans, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to a range of proprietary and third-party investment solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Michael W

Series 63, Series 65

Rye Brook, NY

Guardian Life

Michael Weinberg is a financial advisor with Guardian Life, holding Series 63 and Series 65 designations and 29 years of industry experience. He has been with Guardian Life since 1997 and currently also works with Park Avenue Securities. Outside of his advisory role, he maintains a CPA practice focusing on individual, partnership, fiduciary, and corporate tax returns, and he is the owner of WISE Financial Advisors. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management, model-based strategies, and digital advisory solutions, with tailored client relationships that include retirement plan services and access to insurance products and alternative investments.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Jeffrey G

Series 63, Series 65

Rye Brook, NY

Guardian Life

Jeffrey Gambuzza is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. His career includes long-term roles at both firms since 2011. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Tommy C

Series 66

Rye Brook, NY

Guardian Life

Tommy Cho is a financial advisor with Guardian Life and holds a Series 66 designation. He has recent experience at Guardian Life and Park Avenue Securities, beginning his career in 2025. Prior to joining Guardian Life, he worked at Deutsche Bank for nine years. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides a range of financial planning and consulting services tailored to client needs.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Ivan W

Series 63, Series 65

Rye Brook, NY

Guardian Life

Ivan Watanabe is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and 18 years of industry experience. His background includes multiple roles within Guardian Life and Park Avenue Securities since 2013. Outside of his advisory work, he serves as a board member for the Holy Cross Alumni Association and Brooks School. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, businesses, and organizations. The firm provides a range of financial planning, consulting, and investment management solutions, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Kenneth H

ChFC®, Series 63, Series 65

Rye Brook, NY

Guardian Life

Kenneth Horowitz is a financial advisor with Guardian Life and Park Avenue Securities, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 32 years of industry experience, including over 17 years with Guardian Life and two years at Park Avenue Securities. Outside of his advisory work, he is involved in selling life and long-term care insurance products and is affiliated with Integrated Benefit Consultants, LLC. Park Avenue Securities, a subsidiary of Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers both discretionary and non-discretionary investment management, financial planning, and specialized consulting services, utilizing proprietary and third-party platforms to tailor client relationships.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Richard E

Series 63

Rye Brook, NY

Guardian Life

Richard Elliott is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 63 license and bringing 17 years of industry experience. His career includes long-term roles at Guardian Life Insurance Company of America and Park Avenue Securities. Outside of advisory work, he is active as a mortgage broker and occasionally earns income as a musician. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment management solutions, combining advisor-led discretionary management with model-based strategies delivered through proprietary and third-party platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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M Jonathan A

Series 63, Series 65

Rye Brook, NY

Guardian Life

M Jonathan Adler is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with these firms since 2006. Outside of his advisory role, Adler is involved in the sale of group medical insurance and provides trust-related services as a power of attorney and executor. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides a range of financial planning, consulting, and investment solutions tailored to client needs.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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John M

CFP®, Series 63

Rye Brook, NY

Guardian Life

John Marcel is a financial advisor with Guardian Life and Park Avenue Securities, holding the CFP® and Series 63 designations and bringing 48 years of industry experience. He has worked at Guardian Life since 1997 and with Park Avenue Securities since 2007. Outside of his advisory role, he is co-executor of a family estate and is involved with Madison Park Consultants, Inc., which places insurance products beyond those offered by Guardian. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored financial planning and advisory solutions through a combination of discretionary management, model-based strategies, and digital platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Michael K

CFP®, Series 63, Series 65

Rye Brook, NY

Guardian Life

Michael Klotz is a financial advisor with Guardian Life and Park Avenue Securities, holding CFP® certification and Series 63 and 65 licenses. He has 31 years of industry experience, including long-term roles at Guardian Life and Park Avenue Securities since 2006, as well as First Level Capital since 2002. Outside of his advisory work, he is involved in collectibles sales on eBay. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and proprietary and third-party platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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