Steven Haiser is a financial advisor with Primerica Advisors in Cranford, NJ, holding Series 63 and Series 65 licenses and with 30 years of industry experience. He has been associated with Primerica Advisors since 1995 and Primerica Financial Services since 2000. Outside of his advisory role, he owns Triple Eight Ventures, LLC, which provides karate and self-defense instruction. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and select separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on retail clients rather than institutional pension or profit-sharing plans.

Hal Smolanoff is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since 2014. Outside of his advisory role, he serves as President of ZJH Legacy, LLC, an investment-related business based in Cranford, NJ. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed account options. The firm curates third-party asset managers and operates a tiered wrap-fee structure for its services.

Rodney Jackson is a financial advisor at Primerica Advisors with 11 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Nexa Mortgage, Nationwide Mortgage Bankers, and American Financial Network. He is based in Cranford, NJ. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 financial advisors and approximately $15.5 billion in assets under management, delivering advisory services through model-driven recommendations.

Charles Biancosino Jr. is a financial advisor with Primerica Advisors in Cranford, NJ, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Primerica Advisors since 1991 and is also involved with Inman Sports Club, Inc. outside of his advisory role. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients, with a focus on a tiered wrap-fee structure and curated third-party asset managers.

Brian Teixeira is a financial advisor at Primerica Advisors with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 2013. Outside of his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and limited discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Michael Falco is a CFP® professional with five years of experience, currently serving as a financial advisor at Primerica Advisors. He has worked with Primerica since 2020 and concurrently holds positions in education and community sports, including roles as a full-time teacher and as owner/director/coach of Garden State Basketball Academy. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and selectively managed accounts to individual and high-net-worth clients within a wrap-fee structure. The firm employs an independent due-diligence process for asset managers and delegates trading to BNY Mellon Advisors.

Malgorzata Kaczynski is a financial advisor with Primerica Advisors in Cranford, NJ, holding Series 63 and Series 65 licenses and five years of industry experience. She has worked with Primerica and its affiliated entities since 2021 and also has over two decades of experience with Westfield Public Schools. Outside of advising, she is involved in the sale of loan products and home security services through Primerica-affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies overseen by unaffiliated asset managers and supports trade execution and custody through third-party providers.

John Macones is a financial advisor at Primerica Advisors with one year of industry experience. He holds a Series 66 designation and has worked at various firms including Red Maple Economics LLC and PFS Investments Inc. Outside of his advisory roles, he has experience with entities such as DB-Collaborative, LLC and has a background involving work at Rutgers University New Brunswick. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that uses model-based strategies managed by third-party asset managers.

James Austin is a financial advisor with Primerica Advisors in Colonia, NJ, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1989. Outside of his advisory work, he serves as the executor of his mother's estate. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selectively managed accounts to individual and high-net-worth clients under a wrap-fee structure. The firm curates third-party asset managers and uses an independent due-diligence process to oversee portfolio management.

Robert Skibinski is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and bringing 21 years of industry experience. He has worked at Primerica since 2015 and has prior experience at Bear, Stearns & Co. Inc. since 1993. Outside of his advisory role, he is an independent contractor for The Lockershelf Company and has involvement in several community and organizational roles, including service on the Montgomery Township Board of Education. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm offers model-driven investment strategies supported by third-party managers and custody services, focusing primarily on individual investors rather than institutional or pension plan clients.