Breanna Kalinowski is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 15 years of industry experience. She has worked at Primerica Advisors since 2010 and has prior experience in the food service industry. Outside of her advisory role, she works as an Instacart shopper and assists clients with insurance and investment updates through a separate investment-related business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Mohammed Najib is a financial advisor with Primerica Advisors in Kingston, PA, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. His prior work includes roles at NEPA Trading & Investment LLC, Mann Corporation, PFS Investments Inc., and Primerica Financial Services. He is involved in the sale of investment-related products and receives additional compensation for referrals of home security, automation, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm employs model-based strategies managed by third-party asset managers and handles trade execution and custody through BNY Mellon Advisors and Pershing.