Ronald Schmitt Sr. is a financial advisor with Primerica Advisors in New Rochelle, NY, holding Series 63 and Series 65 licenses and having 36 years of industry experience. He has been with Primerica Advisors since 1989 and with Primerica Financial Services since 1988. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited selection of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Toni Clark is a financial advisor with Primerica Advisors in New Rochelle, NY, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. Her career includes roles at Intuit Inc., Mass Mutual Investors Services, New York Life Insurance Company, and a long tenure at Primerica Financial Services dating back to 1998. She also operates TClark Tax Service, providing tax preparation services outside of securities trading hours. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors across a range of net worth levels as well as corporate and charitable clients. The firm delivers advisory services through commissioned advisors using model-based investment strategies managed by third parties and supported by custodial services from Pershing and BNY Mellon Advisors.