Michiko Charley is a financial advisor with Primerica Advisors holding Series 65 and Series 63 credentials and three years of industry experience. Prior to joining Primerica, she was involved with the Board of Elections in the City of New York and has a long-standing association with community organizations including DCTV and the Okinawa Association of New York. She also participates in non-investment related referral activities within Primerica affiliates, such as home security and automation products. Primerica Advisors is a large institutional firm that serves individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable organizations. The firm offers a wrap-fee asset management program utilizing model-driven strategies managed by third-party asset managers, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Suman Khanna is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 21 years of industry experience. He has worked with PFS Investments Inc. since 2007 and Primerica Financial Services since 2002. Outside of advising, he is involved in sales related to home security and automation products through affiliated companies and participates in other business activities connected to Primerica. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Pratibha Gupta is a financial advisor with Primerica Advisors, holding a Series 63 designation and 13 years of industry experience. She has worked with PFS Investments Inc. since 2011 and with Prim Finn Svcs since 2006. In addition to her advisory role, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm uses third-party asset managers and offers a tiered wrap-fee structure while maintaining oversight of its investment models.