Kristen Dunn is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked at PFS Investments Inc. and Primerica Financial Services since 2001. Outside of advisory work, she owns Kristen Dunn and Associates, LLC, which operates for Primerica business purposes and involves sales of non-investment home-related products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed accounts. The firm employs a tiered wrap-fee structure and curates third-party asset managers for its investment models.

Stephen Adams is a financial advisor with Primerica Advisors in Southfield, MI, holding Series 65 and Series 63 credentials and four years of industry experience. His prior roles include positions at Macy's, DoorDash, and Target. In addition to his advisory work, he is an author of a non-investment related book titled *I Searched With Purpose*. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services through a large network of advisors using model-based strategies managed by unaffiliated asset managers, supported by custodial and trade execution services from BNY Mellon Advisors and Pershing.

Virgie Ammerman is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and one year of industry experience. She has held roles at several firms including Primerica Financial Services, PFS Investments Inc., and Lally Group. Outside of financial advising, she is involved in business consulting focused on IT, strategy, and bookkeeping, and participates in property development services as well as a religious organization, Joyful Praise, PLLC. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-based investment strategies managed by third-party asset managers and supports trade execution and custody through established financial service providers.