Elena Kuznetsova is a financial advisor at Primerica Advisors with one year of industry experience. She holds the Series 65 and Series 63 designations and has worked at PFS Investments Inc. since 2025, as well as Primerica Financial Services since 2024. Outside of advisory services, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through a large network of advisors and employs model-based strategies managed by third-party asset managers.

Joy Ohayia is a financial advisor with Primerica Advisors in West Palm Beach, FL, holding Series 65 and Series 63 licenses. She has been with Primerica Advisors and Primerica Financial Services since 2025. In addition to her advisory role, she has been involved with several universities, including Manhattan University, New York University, Southern New Hampshire University Global, and Colorado State University Global Campus over multiple years. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm offers model-delivery investment strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Kety Arano is a financial advisor with Primerica Advisors in West Palm Beach, FL, holding Series 63 and Series 65 licenses and three years of industry experience. Her work background includes roles in dental office management and operations, alongside her advisory role. Outside of finance, she is a partner in Trucktrans LLC, a trucking and logistics business based in Palm Springs, FL. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts under a wrap-fee structure.

Mark Parks Jr. is a financial advisor with Primerica Advisors in West Palm Beach, FL, holding Series 65 and Series 63 licenses and bringing 19 years of industry experience. His career includes roles at PFS Investments Inc., Cetera, and Primerica Financial Services. Outside of advisory work, he serves as CFO for the Hillsboro Club and is the author of *The Gift: The Essential Guide to Money and Investments for Women*. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through model-driven strategies managed by unaffiliated asset managers and supports trade execution through BNY Mellon Advisors and Pershing.