Joy Ohayia is a financial advisor with Primerica Advisors in West Palm Beach, FL. She holds Series 63 and Series 65 licenses and has been with Primerica since 2025. She also has academic experience with several universities, including Manhattan University, New York University, Southern New Hampshire University Global, and Colorado State University Global Campus. Primerica Advisors primarily serves individual investors, as well as corporate and charitable clients, through a wrap-fee asset management program. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, using model-delivery strategies created by third-party asset managers.

Kety Arano is a financial advisor with Primerica Advisors in West Palm Beach, FL, holding Series 63 and Series 65 licenses and three years of industry experience. Her work background includes roles in dental office management and operations, alongside her advisory role. Outside of finance, she is a partner in Trucktrans LLC, a trucking and logistics business based in Palm Springs, FL. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts under a wrap-fee structure.