Christian Faino is a Financial Consultant at Fidelity Investments, where he has been serving since 2022. In his role, he partners with clients to develop comprehensive financial plans tailored to their unique goals, ensuring that their money is aligned with their long-term objectives. Prior to his current position, Christian worked as an Investment Consultant at Fidelity Investments from 2020 to 2022. Christian's professional experience includes nearly a decade at Delaware Investments as an Advisor Consultant from 2012 to 2020, and earlier as a Practice Management Consultant at BlackRock Investment Management from 2007 to 2012. His career reflects a focus on providing financial guidance and support across various facets of investment management. Outside of his professional work, Christian enjoys activities such as baseball, beach outings, biking, family activities, golf, and skiing.

John Hwang is a financial advisor with Principal Financial Services in Marlton, NJ, holding Series 63 and Series 66 licenses and having two years of industry experience. His prior roles include positions at Principal Securities Inc., Principal Life Insurance Co., Gianni's Group, Canaras Capital, Vibrant Capital, and Crescent Capital Group. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, and active-duty U.S. military personnel overseas. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Dennis Lusk is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and 21 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Farmers Financial Solutions. He serves as Chairman of the Board for the Camden County Regional Chamber of Commerce. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering direct advisory programs, financial planning, and access to third-party money manager solutions through various advisory and promoter arrangements.

Darnell Hegarty is an Investment Consultant at Fidelity Investments, a position he has held since 2022. Prior to this role, he served as a Planning Consultant at Fidelity Investments from 2021 to 2022. His professional experience also includes roles as an Investment Advisor at Merrill Lynch in 2021, a Financial Advisor at Wells Fargo Advisors from 2019 to 2020, and a Financial Services Representative at TD Bank NA from 2010 to 2013. Throughout his career, Darnell has developed expertise in financial markets and planning. He focuses on working closely with clients to understand their unique scenarios and assist them in planning for their goals. His approach involves guiding and educating clients to help them pursue their financial objectives. No additional information about his education, credentials, personal interests, or community involvement has been provided.

Michael Stepanski is a financial advisor at Principal Financial Services with Series 63 and Series 65 credentials and two years of industry experience. Prior to joining Principal, he was affiliated with Principal Life Insurance Co. and Principal Financial Group. He also held a role supporting his father as a registered private staff member focused on comprehensive financial planning and wealth management. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel overseas. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money managers through various advisory and promoter arrangements.

Raymond Ianni is a CFP® and ChFC® with 40 years of experience in the financial services industry. He is currently affiliated with Principal Financial Services and has prior experience at Principal Securities Inc, Financial Advisors of Delaware Valley, Principal Life Insurance Company, and WFG Planned Benefits & Securities Inc. Outside of his advisory work, he serves on the board of St. Anthony's Education Fund and is a member of the finance committee for the Salesianum School endowment. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.