Michael Dicambio is a CFP® with 36 years of experience in the financial services industry. He is currently with Raymond James & Associates and has prior experience at Oppenheimer and J.P. Morgan Securities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering tailored financial planning and consulting services with a range of portfolio management styles and affiliated research resources.

Shane Kollenborn is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 designations and bringing 13 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional and pension plans, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting, utilizing multiple portfolio management styles supported by internal research and affiliated sub-advisers.

James Hitchcock is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Raymond James since 2009. Outside of his advisory role, he serves as a court-appointed trustee responsible for managing trust assets and participates as a musician in a local band. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a variety of portfolio management styles and affiliated research.

Anthony Meza is a financial advisor at Raymond James & Associates with 17 years of industry experience. He holds the Series 66 designation and has previously worked at D.A. Davidson & Co. and UBS Financial Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including high-net-worth individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Stephen Ellingsen is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding a Series 66 designation and 10 years of industry experience. Prior to joining Raymond James in 2024, he worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC from 2015 to 2024. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting with a broad range of portfolio management styles and affiliated research.

Margaret Baldwin is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. Her prior roles include positions at D.A. Davidson & Co. and UBS Financial Services. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Donald Cianto Jr. is a financial advisor at Raymond James & Associates with 38 years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Ameriprise Financial Services Inc and RBC Capital Markets Corporation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including high-net-worth individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and a range of portfolio management styles.

Cory Matsumoto is a financial advisor at Raymond James & Associates in Newport Beach, CA, holding a Series 66 designation with 13 years of industry experience. Prior to joining Raymond James in 2026, he worked at Ameriprise for three years and Comerica Securities, Inc. for seven years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, charitable organizations, and municipal entities. The firm emphasizes tailored financial planning and consulting, utilizing various portfolio management styles alongside firm research and model manager options.

Daniel Horgan is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2006 and owns Horgan Enterprises, where he manages a private plane. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and municipal entities. The firm provides financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing diverse portfolio management styles and affiliated research resources.

Timothy Duffy is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation. Prior to joining Raymond James, he worked for Guaranteed Rate, Inc. for nine years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Rey Carandang is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding Series 63 and Series 65 credentials and has 21 years of industry experience. He previously worked at Ameriprise for three years and Comerica Securities, Inc. for twelve years. Outside of his advisor role, he is involved with Comerica Bank’s Maestro/Financial Oxygen bank client money market platform. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research resources.

Genae Affrunti is a financial advisor at Raymond James & Associates with 14 years of industry experience. She previously worked at Ameriprise and Comerica Securities, Inc. Affrunti is involved with FO2 Cash Management, a cash management platform for corporate and institutional clients. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting through a variety of portfolio management styles, supported by extensive research and a broad affiliate network.

Michael Ortega is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding a Series 66 designation and eight years of industry experience. He previously worked at Morgan Stanley Private Bank, N.A. for six years and has experience at Gladstone's and Pepperdine University. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Deanna Derosa is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She previously worked at Morgan Stanley Smith Barney for eight years before joining Raymond James in 2017. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide adviser network.

Minez Powell is a financial advisor at Raymond James & Associates with 19 years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipalities, offering financial planning and consulting with a range of portfolio management styles and municipal advisory services.

Joshua Yocam is a financial advisor at Raymond James & Associates with 14 years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley Private Bank, Bluerock Capital Markets, and Steadfast Capital Markets Group. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

John Derosa is a financial advisor at Raymond James & Associates with 56 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, offering tailored financial planning and investment consulting through various programs and affiliated research resources.

Douglas Berl is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 52 years of industry experience. He has worked at Raymond James since 2016 and previously at Adolph Schuman Trust from 2012 to 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions through a non-discretionary advisory model.

Xavier Steiner is a financial advisor at Raymond James & Associates with 23 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at City National Securities, Inc. for 13 years. Outside of advising, he is a landlord involved in passive rental income properties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services, utilizing a range of portfolio management styles and affiliated research resources.

Lorraine Adams is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds a Series 66 designation and has previously worked at UBS Financial Services, Morgan Stanley, and Charles Schwab & Co., Inc. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Karen Lucian is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. She has been with Raymond James since 2008. Outside of her advisory role, she owns a personal LLC for the purchase and maintenance of show horses. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary consulting, and institutional fiduciary solutions.

Sean Tsaconas is a financial advisor at Raymond James & Associates with 15 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank for a decade. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering comprehensive financial planning and consulting with a range of portfolio management styles and affiliated research resources.

Antony Garcia is a financial advisor with Raymond James & Associates, holding a Series 66 designation and eight years of industry experience. He has worked with Raymond James since 2015, including his current role at Raymond James & Associates since 2023, and previously spent a year at LPL Financial. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by a nationwide adviser network.

Luka Vasiljevic is a financial advisor with Raymond James & Associates holding a Series 66 designation and six years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. He spent ten years associated with Mission Viejo High School and UC San Diego. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and charitable organizations, offering financial planning and investment consulting through various programs and strategies.

William Cordray is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His prior work includes 13 years at Scottrade, Inc., followed by roles at Wells Fargo Clearing and now Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and investment consulting through various specialized programs and an extensive affiliate network.

Brett Frazier is a financial advisor at Raymond James & Associates with three years of industry experience. He holds a Series 66 designation and has prior work history at The Hartford, Humanscale Corporation, E3 Consulting, and Alta Vista Country Club. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipalities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management styles and affiliated research.

William Best is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He previously worked at Morgan Stanley Smith Barney for eight years before joining Raymond James in 2017. Outside of his advisory role, he is involved in operating a festival campsite presentation company, serves as a pastor for a religious organization, and pursues musical activities including songwriting and live performances. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a wide range of clients including individuals, institutions, and municipal entities. The firm emphasizes tailored financial planning and non-discretionary consulting supported by extensive research and a variety of portfolio management styles.

Richard Umbarger is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Raymond James since 2022 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC between 2009 and 2022. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Dwayne Peltier is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Raymond James & Associates since 2009. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that oversees approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and charitable organizations, offering financial planning, investment consulting, and municipal advisory services through a broad network of advisers and affiliated resources.

Tammi Boyd is a Series 66-licensed financial advisor with 26 years of industry experience. She is currently with Raymond James & Associates, where she has worked since 2023. Prior to that, she held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing various portfolio management styles supported by affiliated research and model managers.

William Yuen is a financial advisor with Raymond James & Associates, holding a Series 66 credential and 25 years of industry experience. He previously worked at Oppenheimer for nine years before joining Raymond James in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by a diverse range of portfolio management styles and affiliated research.

Julia Bica is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and eight years of industry experience. Prior to joining Raymond James in 2026, she worked at Ameriprise, Comerica Bank, SC Distributors, and Sandy's. Raymond James & Associates serves a broad client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional consulting services. The firm employs tailored planning based on risk profiling and software-driven analyses, with a range of portfolio management styles supported by affiliated research and model managers.

Scott Puff is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding Series 63 and Series 66 credentials and over 33 years of industry experience. He has been with Raymond James & Associates since 2006 and leads Black Swan Productions, a venture ongoing since 2007. Outside of his advisory role, he contributes to MYXER Social Radio by helping refine their online music offering. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services, drawing on a broad range of portfolio management styles and affiliated research.

Mark Sederquist is a financial advisor with Raymond James & Associates holding Series 65 and Series 66 licenses and 25 years of industry experience. He previously worked at Bank of America and Merrill from 2009 to 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, advisory programs, and institutional consulting with a focus on non-discretionary investment consulting.

Frederic Jamet is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He has been with Raymond James & Associates since 2006. Jamet is also a passive investor with PENSCO. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that serves individuals, institutional clients, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on a range of portfolio management styles and affiliated research.

Teresa Proano is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.