Megan Berning is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 14 years of industry experience. She has been with Raymond James since 2016 and is also a certified notary public since 2013. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Katarina Milosevic is a financial advisor with Raymond James & Associates, holding a Series 66 designation and one year of industry experience. She previously worked at Equitable Advisors, LLC, America's Choice Insurance, and has academic experience from the University of Illinois Urbana-Champaign. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a nationwide adviser network.

Margret Schrant is a Certified Financial Planner (CFP®) with 31 years of industry experience. She has worked at Raymond James & Associates since 2019 and previously held positions at Wells Fargo Advisors and Wells Fargo Clearing. Outside of her financial advisory career, she has been involved with Meadow Brook Farm for over 17 years. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and municipal advisory services, supported by a nationwide adviser network and a range of portfolio management strategies.

Kandice Husarik is a financial advisor with Raymond James & Associates in Oakbrook Terrace, IL, holding Series 63 and Series 65 credentials and 39 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of finance, she is the owner and proprietor of Kandice Husarik Art, an art business focused on creation and sales. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and municipalities. The firm offers financial planning, non-discretionary investment consulting, and institutional consulting, utilizing various portfolio management strategies supported by firm research and affiliated sub-advisers.

Michael Townsend is a CERTIFIED FINANCIAL PLANNER™ professional with 33 years of industry experience. He has worked at Raymond James & Associates since 2017 and previously spent two years at Waddell & Reed, Inc., as well as two years with various insurance carriers for W&R insurance agencies. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, high-net-worth clients, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

James Yonker is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2016. His prior experience includes founding Jdy Financial LLC and James D. Yonker, along with extensive work with various insurance carriers. He is also a member of Quercus Rubra, LLC as a trustee of personal family trusts. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and discretionary advisory services supported by a broad range of portfolio management styles and affiliated research.

Brian Dag is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked at Raymond James since 2019, with prior roles at Brooklight Place Securities and Charles Schwab. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Adriana Frazier is a financial advisor at Raymond James & Associates with 29 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Raymond James & Associates since 2013. Outside of her advisory role, she is the owner of Production Spring, LLC. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting through multiple programs, combining tailored advice with access to a broad range of portfolio management styles and affiliated research.

Daniel Dawson is a financial advisor at Raymond James & Associates with 22 years of industry experience. He holds the Series 66 designation and has been with Raymond James & Associates since 2005. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, charitable organizations, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research.

Leah Baker is a CFP® with 10 years of experience and is currently an advisor at Raymond James & Associates in Oakbrook Terrace, IL. She has been with the firm since 2016. Outside of her advisory role, she is the owner and manager of Middlebury Properties LLC, a rental real estate business. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, drawing on diverse portfolio management styles and affiliated research.