Tyler Spence is a financial advisor with Raymond James & Associates in Petoskey, MI, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Raymond James & Associates since 1999. In addition to his advisory work, he serves on the finance committee of the Cottage Grove Association in Roscommon, MI. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional consulting services.

David Farley is a financial advisor with Raymond James & Associates in Petoskey, MI, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. His career includes roles at Roney & Co. since 1993 and the Public Schools of Petoskey from 2017 to 2024. He serves as a committee member on the Downtown Economic Enhancement Committee, contributing to local development efforts in Petoskey. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services through various specialized programs and affiliated resources.