Lance Nell is a CFP® professional with 34 years of experience in the financial services industry. He is currently with Raymond James & Associates, having joined the firm in 2023. Prior to this, he worked at Bank of America, N.A. for 12 years and Merrill for 31 years. Outside of his advisory role, he serves as CEO of several business ventures, including Boyd Holdings LP and k-Squared Developments, which are involved in real estate brokerage and property rentals. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that oversees approximately $501 billion in assets. The firm serves a wide client base including individuals, institutional clients, and charitable organizations, offering tailored financial planning and consulting services primarily on a non-discretionary basis.

Vincent Mcphail is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, charitable organizations, and government entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles and in-house research.

Jake Phillips is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill. Based in Spokane, WA, he has been with Raymond James since 2022. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, and municipal entities, providing financial planning and non-discretionary investment consulting supported by a diverse set of portfolio management styles and firm resources.

Steve Harman is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He previously worked at Bank of America, NA for 13 years and Merrill for 30 years. Outside of his advisory role, he owns a rental property in Spokane, WA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and public entities, offering financial planning and non-discretionary investment consulting supported by research and a variety of portfolio management styles.

David Himebaugh is a financial advisor at Raymond James & Associates in Spokane, WA, holding Series 63 and Series 65 licenses with 39 years of industry experience. Prior to joining Raymond James in 2025, he spent 10 years at Robert W. Baird & Co. Outside of his advisory work, Himebaugh owns and operates Northwest Taekwondo Academy, where he provides martial arts instruction. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by comprehensive research and multiple portfolio management styles.

Joseph Carter is a financial advisor with Raymond James & Associates in Spokane, WA, holding CFP® and ChFC® designations and bringing 24 years of industry experience. He previously worked at Edward Jones for 14 years before joining Raymond James in 2025. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.