Luis Garcia is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds a Series 66 designation and has four years of industry experience. Prior to joining Raymond James, he was a full-time college student and was unemployed for one year. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Steven Segrist is a financial advisor at Raymond James & Associates with four years of industry experience. He holds a Series 66 designation and has worked at LPL Financial and Lucor prior to joining Raymond James. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Paul Jessie is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and over one year of industry experience. His prior work includes roles at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Outside of finance, he has experience working at Smoothie King and the University of North Florida Fitness Center. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, with a focus on both retail and institutional advisory services.

Erin Kosoy is a financial advisor at Raymond James & Associates with one year of industry experience. She holds the Series 66 designation and previously worked at Revest and Espirito Santo Catholic School. Kosoy also took time as a stay-at-home mom and homeschool teacher. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through non-discretionary advisory relationships and supports institutional consulting and public finance activities.

Katherine Van Allan is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has been affiliated with various Raymond James entities since 2000 and maintains a parallel career as a personal trainer and instructor since 2012. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Alyssa Fusco is a financial advisor at Raymond James & Associates with one year of industry experience. She previously worked at Merrill and Merrill Lynch. Outside of finance, she has been involved with A2 Gym and Cheer, LLC since 2016. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporations, charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both retail and institutional clients through a range of advisory programs.

Andrew Lybrook is a financial advisor with Raymond James & Associates, holding a Series 66 designation and nine years of industry experience. Prior to joining Raymond James, he worked at Goldman Sachs UK for one year. He serves as a director on his subdivision's Home Owner's Association board. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, offering a range of services such as non-discretionary portfolio recommendations, wrap fee programs, and institutional consulting.

Brady Christensen is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and in a dental practice management role. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal government clients. The firm provides tailored financial plans and investment recommendations, supporting both retail and institutional clients with a range of advisory and consulting services.

Kellie Lambert is a financial advisor at Raymond James & Associates with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has worked within various Raymond James entities since 2013. Raymond James & Associates is a dually registered broker‑dealer and SEC‑registered investment adviser serving individuals, pension plans, corporations, and government entities. The firm provides wealth advisory planning and investment consulting primarily on a non-discretionary basis, with a notable focus on municipal and public finance clients and an extensive network of affiliated financial services.

Timothy Volce is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 16 years of industry experience. He has been with Raymond James & Associates since 2016 and has roles within related Raymond James entities since 2022. Outside of his advisory work, he serves on the board and finance committee of the Museum of South Texas History. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets. The firm provides wealth advisory planning, investment consulting, and institutional services to a diverse client base, including individuals, pension plans, corporations, and governmental entities, with a focus on non-discretionary advice and integrated public finance capabilities.

Ronald Klemm is a CFP® and Series 66-licensed financial advisor with Raymond James & Associates, bringing 20 years of industry experience. He has been with Raymond James Financial Services Inc. since 2006 and served in the Civil Air Patrol, the United States Air Force Auxiliary, for eight years. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm provides wealth advisory planning and investment consulting to a diverse client base that includes individuals, institutions, and government entities, offering both non-discretionary planning and portfolio recommendations supported by extensive research and a broad affiliate network.

Jennifer Witt is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 10 years of industry experience. She has been with Raymond James & Associates since 2013. Outside of her advisory role, she is an independent distributor for a cosmetic and skin care company. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports municipal clients through its Institutional Fiduciary Solutions division.

Michelle Wooten is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 license and 13 years of industry experience. She has been with Raymond James Financial Services and Raymond James & Associates since 2016. Outside of her financial advisory role, Wooten operates an independent travel agency business as a Fora travel agent. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients, including individuals, institutions, and government entities. The firm provides wealth advisory planning and investment consulting on a non-discretionary basis, supported by extensive research, institutional consulting services, and a unique municipal and public finance capability.

Carsyn Norman is a financial advisor at Raymond James & Associates with three years of industry experience. He holds Series 63 and Series 66 designations and has worked at several firms including Northwestern Mutual Wealth Management Company and Christian Johnston. Raymond James & Associates provides financial planning and investment consulting to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both non-discretionary and discretionary advisory relationships.

Nicole Delmas is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and two years of industry experience. She previously worked at Merrill, Prescott Financial, and TD Synnex, and has a background that includes roles at the Intercultural Advocacy Institute and the University of Florida. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services.

Karyn Mc Corry is a financial advisor at Raymond James & Associates with three years of industry experience. She holds a Series 66 designation and has previously worked at Raymond James Financial, Freedom Mortgage Company, Optimum Plus Home Health Care, and the Third Judicial Circuit Court of Michigan. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with a focus on public finance and municipal work alongside its retail advisory services.

Gary Waldron is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. His prior work includes 11 years at Citigroup Global Markets before joining Raymond James, where he has been affiliated with multiple firm entities since 2018. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm serves a diverse client base, including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting through a non-discretionary approach with access to firm-sponsored wrap fee programs and institutional consulting services.

Jeffrey Zientara is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 18 years of industry experience. His prior experience includes roles at GF Investment Services LLC and Global Financial Private Capital LLC. Outside of his advisory work, he owns Hitokiri Studios LLC, a video and audio content production studio. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves individuals, institutions, and public entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis, supported by an extensive affiliate network and municipal finance capabilities.

Matthew Karpay is a financial advisor at Raymond James & Associates with five years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley, FTR Hospitality, Oxford Exchange, and O8O Studios. He is based in St. Petersburg, FL. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships.

Bahi Beshara is a financial advisor with Raymond James & Associates in Clearwater, FL, holding a Series 66 designation and eight years of industry experience. He has been with Raymond James & Associates since 2016 and previously worked at Achieva Credit Union for one year. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, while also offering institutional consulting and public finance services.