Joshua Milrad is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and five years of industry experience. He previously worked at Morgan Stanley and has experience outside finance, including a role at Runyons Restaurant. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports both retail and institutional clients with specialized services in public finance and municipal work.

Amber Zinser is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and eight years of industry experience. She has been with Raymond James Financial, Inc. since 2015. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships.

Laura Sullivan is a financial advisor at Raymond James & Associates with 29 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has worked primarily at Raymond James and Wells Fargo throughout her career. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, pension plans, corporations, and government entities, with a focus on non-discretionary financial planning and institutional consulting services.

Robert Goff is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Raymond James & Associates since 1996. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, and municipal clients. The firm provides tailored financial plans and investment recommendations, with additional services in public finance, institutional consulting, and municipal advisory work.

Nicolas Engelbert is a financial advisor with Raymond James & Associates, holding Series 65 and Series 63 licenses. He has experience working at Raymond James & Associates and the Depository Trust & Clearing Corporation (DTCC) since 2019, with prior full-time education from 2015 to 2018. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm offers wealth advisory planning, investment consulting, and institutional services to a diverse client base, including individuals, pension plans, corporations, and government entities.

Charles Kusche is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a dually registered broker‑dealer and SEC‑registered investment adviser managing approximately $501 billion in assets with over 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a wide range of clients, including individuals, pension plans, corporations, and governmental entities, offering non‑discretionary financial advice supported by an extensive affiliate network and municipal finance capabilities.

Ryan Doherty is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 66 and Series 63 credentials and five years of industry experience. He previously worked at Morgan Stanley for one year and spent nine years as a professional athlete. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm serves a broad client base—including individuals, institutions, and government entities—providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Kristel Branish is a financial advisor at Raymond James & Associates with nine years of industry experience. She holds Series 63 and Series 66 designations and has worked at Raymond James Financial, Securities America Advisors, and Ameriprise Financial Services. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, offering non-discretionary, personalized financial planning and investment recommendations.

Scott Coughlin is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds a Series 66 designation and has two years of industry experience. His prior work experience includes roles at PostcardMania, PennyMac, Capital Array, and Provident Funding. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Mary Nelson is a financial advisor at Raymond James & Associates with 44 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked for Calton & Associates, Inc. for over three decades. Outside of her advisory role, she serves as president of a family commercial property business. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 advisors. The firm provides wealth planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering advice on a non-discretionary basis supported by extensive resources and affiliate capabilities.

Payne Curley is a financial advisor at Raymond James & Associates with two years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Raymond James along with a 17-year career in education. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, using a non-discretionary approach with extensive municipal and public finance capabilities.

Christian De Sario is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 credential and nine years of industry experience. He has been with Raymond James and its related entities since 2018, following prior roles at INVEST Financial Corp. and The Good Company. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with over 5,400 advisors. The firm serves a diverse client base including individuals, institutions, and government entities, providing wealth advisory planning and non-discretionary investment consulting through its Wealth Advisory Services Program and institutional consulting services.

Kyle Richardson is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with Raymond James and its affiliated entities since 2015. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and municipal finance services.

Maria Bollo is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and seven years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC before joining Raymond James. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and state and municipal entities, delivering advice through fact-finding, analytical tools, and non-discretionary portfolio recommendations.

Jennifer Cherry is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds a Series 66 designation and has worked previously at T. Rowe Price Investment Services, Inc. from 2015 to 2019. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both retail and institutional clients, including municipal and public finance sectors.

Andrew O'Neil is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 11 years of industry experience. He has been with Raymond James & Associates since 2012. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with a particular emphasis on public finance and municipal work alongside its retail advisory services.

Edward Long is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 14 years of industry experience. He previously worked at Morgan Stanley Private Bank, National Association for seven years before joining Raymond James in 2021. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses using firm research and planning tools, supporting both non-discretionary and discretionary advisory relationships.

Joseph Novak is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and seven years of industry experience. His career includes roles at Raymond James Financial Services, Inc. since 2020, and involvement with Admiral Farragut Academy and St. Petersburg Aquatics. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering advice through non-discretionary planning and an extensive affiliate network.

Kostas Mattis is a financial advisor with Raymond James & Associates in Clearwater, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Raymond James & Associates since 2007. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal work.

Donald Phillips Jr. is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He worked at T. Rowe Price Investment Services for 13 years before joining Raymond James in 2019. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also provides wrap fee advisory programs and institutional consulting, including public finance and municipal services.