Richard Foster is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at CITIGROUP for 11 years. Foster was the owner of E2E Blockchains LLC, where he served as an advisor and provided speaking engagements. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm offers wealth advisory planning and investment consulting to individuals, institutions, and public entities, delivering recommendations on a non-discretionary basis supported by an extensive affiliate network and specialized capabilities in municipal and public finance.

Philip Collier Jr. is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 15 years of industry experience. He has worked at Raymond James & Associates since 2010, with a two-year tenure at T. Rowe Price from 2017 to 2019. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships.

Anders Bergmann is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds the Series 66 designation and has worked at Raymond James Financial Services, Inc. since 2018. Bergmann is also involved with Cathedral Church of St. Peter and Epiphany of Our Lord Roman Catholic Church. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm provides wealth advisory planning and investment consulting to a broad client base, including individuals, institutions, and government entities, offering a range of planning and consulting services on a non-discretionary basis.

Theresa Bursey is a financial advisor at Raymond James & Associates with 20 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services Inc. from 2012 to 2022. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with a range of advisory programs that include institutional consulting and municipal finance services.

William Longest is a CFP® and ChFC® with nine years of industry experience. He has worked at Raymond James Financial and its affiliates since 2019 and previously held roles at Bank of America and Merrill Lynch. Longest has also maintained a self-employed advisory practice since 2013. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and government entities. The firm provides wealth advisory planning and investment consulting on a non-discretionary basis, offering access to wrap fee programs, sub-advisers, model managers, and municipal advisory services.

John Macpherson is a financial advisor at Raymond James & Associates with 22 years of industry experience. He holds Series 63 and Series 66 designations and has been with Raymond James for 20 years. Outside of his advisory role, he assists with his family's flower and gift business on weekends. Raymond James & Associates provides financial planning and investment consulting to individuals, retirement plans, corporations, charities, and government clients, offering both retail and institutional services including public finance and municipal work.

Naomi Abrams is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 19 years of industry experience. She worked at RBC Capital Markets Corporation for 13 years before joining Raymond James in 2017. Outside of her advisory role, she serves as a personal representative for her mother and occasionally assists with administrative tasks for a family-owned business held under a trust. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary advisory programs, with a notable focus on municipal clients and institutional consulting.

Michelle Carothers is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and 36 years of industry experience. She has been with Raymond James & Associates since 1988. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal work.

Robert Eckardt is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 27 years of industry experience. He has been with Raymond James & Associates since 1995. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program, as well as institutional consulting and municipal finance capabilities.

Michael White is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 24 years of industry experience. He has been with Raymond James & Associates since 2000 and has also maintained a role at the University of Chicago since 1996. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal government clients. The firm provides tailored financial plans and asset-allocation analyses, supports both non-discretionary and discretionary advisory relationships, and maintains capabilities in public finance and municipal work.

Andrew Read is a CFA® charterholder with 23 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2005. He holds a Series 63 license and is based in St. Petersburg, FL. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal work alongside its retail advisory services.

Christian Saylor is a financial advisor at Raymond James & Associates with Series 65 and Series 63 credentials and two years of industry experience. He serves on the Recent Alumni Board for Florida State University's College of Business, contributing to the strategic vision and networking efforts for recent graduates. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management, providing wealth advisory planning and investment consulting to a diverse client base that includes individuals, institutions, and government entities.

Jennings Dorman is a financial advisor at Raymond James & Associates with one year of industry experience. His prior work includes roles at Fidelity Investments and Nylo Capital Inc. He is licensed with Series 65 and Series 63 credentials. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets. The firm provides wealth advisory planning, investment consulting, and institutional services to a diverse client base, including individuals, pension plans, corporations, and government entities.

Mary Rigsbee is a financial advisor at Raymond James & Associates with 28 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley Smith Barney and Citigroup Global Markets. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, serving both retail and institutional clients, including those in municipal finance.

Robert Waters is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 20 years of industry experience. He has worked with Advisors Choice Consulting and Scottrade prior to his current role at Raymond James. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations through its Wealth Advisory Services Program and also delivers institutional consulting and public finance services.

Jacob Shumacker IV is a financial advisor with Raymond James & Associates in Tampa, FL, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Raymond James & Associates since 1999 and is also a certified flight instructor at Atlas Aviation, Inc., where he teaches part-time outside of business hours. Raymond James & Associates provides financial planning and investment consulting services to a diverse range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both retail and institutional clients through various advisory and portfolio management programs.

Mary Elizabeth Hargrove is a financial advisor at Raymond James & Associates with 13 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank before joining Raymond James in 2018. Outside of her advisory role, she is an investor in two private investment ventures, Gone Salty LLC and Sand Surf Company LLC. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers a range of advisory programs and institutional consulting with a focus on tailored financial plans and municipal finance services.

Christopher Johnson is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds a Series 66 designation and has been with Raymond James-affiliated firms since 2017. Prior to his financial career, he worked at Busch Gardens for nine years and was briefly involved with Lowry Park Zoo. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with a network of over 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting services to individuals, institutional clients, and government entities, delivering advice through a non-discretionary approach supported by a broad affiliate network and specialized capabilities in municipal finance.

Elizabeth Herbst is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She worked at UBS Financial Services for 29 years before joining Raymond James in 2018. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides both non-discretionary advisory services and institutional consulting, with a focus on public finance and municipal work.

Heather Penrod is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and having 20 years of industry experience. Her prior roles include positions at Bank of America, Merrill, and Sandy Morris Financial & Estate Planning Services. Outside of her advisory work, she assists with tax filing and bank account reconciliation for a family-owned business. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets. The firm provides wealth advisory planning and investment consulting to a diverse client base, including high-net-worth individuals, institutions, and public entities, with a distinctive focus on municipal and public finance services.