Ryan Welle is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and bringing 14 years of industry experience. He serves as President of First National Bank Bemidji, providing oversight of loan and investment activities. He is also the CEO and sole owner of FIVIOLMA, LLC, a real estate holding company. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using risk profiling and modeling tools to support client goals, and it maintains a notable affiliation with a municipal advisor to enhance its public finance services.

David Balmer is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 10 years of industry experience. He has served at Raymond James since 2015 and is also associated with First National Bank Bemidji, where he provides basic financial advice. Outside of his advisory roles, Balmer owns Ballhammer Industries LLC, a business focused on reselling tools and equipment purchased from auctions. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs a tailored, non-discretionary approach using fact-finding, risk profiling, and modeling tools to support client goals and also provides specialized programs for municipal and public finance clients.