Josef Chiapelli is a CFP® with 24 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He has previously worked at Commonwealth Financial Network, KCH Financial, and Brian E. Keister and Associates. In addition to his advisory work, he holds a role as an insurance agent, providing clients with insurance solutions. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a varied client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and consulting, utilizing analytical tools and risk profiling to support client goals.

Joshua Keister is a Series 65 registered advisor with Raymond James Financial Services Advisors, Inc., bringing three years of industry experience. He previously worked at Commonwealth Financial Network for 11 years and KCH Financial for 10 years. Outside of his advisory role, he is involved in an agricultural business based in Bethalto, Illinois. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary consulting using analytical tools to support client goals and maintains specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Sara Hinthorne is a CFP® professional with 19 years of industry experience, currently advising at Raymond James Financial Services Advisors Inc. She previously worked at KCH Financial, Commonwealth Financial Network, and Brian E. Keister & Associates. Outside of her advisory role, she also assists clients with insurance needs as a licensed insurance agent. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual, institutional, and charitable organizations. The firm offers tailored, non-discretionary advice using analytical tools and supports various advisory programs and institutional consulting through a large network of advisors.

Brian Keister is a CFP® credentialed advisor with 38 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He previously worked for Commonwealth Financial Network for 23 years and operated his own firm, Brian E. Keister & Associates, for 15 years. Outside of his advisory role, he is a partner in Accessible Storage LLC and serves as a commissioner for the St. Louis Regional Airport. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using various analytical tools, supporting implementation through advisory programs or other providers.