Kari Phillips is a Series 66-licensed financial advisor with Raymond James Financial in Burlington, VT, and has 20 years of industry experience. She has held roles at multiple firms including Raymond James Financial and Hickok & Boardman Capital Management, where she is also employed in a support capacity. Phillips is connected to the Hickok & Boardman Capital Management Charitable Endowment Fund. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary advice supported by analytical tools and maintains unique affiliations such as a municipal advisor and specialized retirement plan consulting.

Brian Lowry is a CFP® with nine years of industry experience, currently serving as an advisor at Raymond James Financial in Burlington, VT. His prior experience includes roles at Crestwood Advisors and Raymond James entities dating back to 2016. He is a finance and investment committee member for the Burlington Country Club and serves on the board and finance committee for the Greater Burlington YMCA. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and nonprofits. The firm provides tailored, non-discretionary planning and consulting, utilizing risk profiling and modeling tools, and supports municipal and public finance work through a unique municipal advisor affiliation.

Brigette White is a CFP® with 29 years of industry experience, currently serving at Raymond James Financial where she has worked since 2009. She is also the managing partner of Hickok & Boardman Capital Management, a support company based in Burlington, VT. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm uses tailored, non-discretionary planning and risk profiling tools to support client goals and maintains specialized programs in municipal finance and retirement plan consulting.

Carolyn Raftery is a financial advisor at Raymond James Financial Services Advisors, Inc. with 25 years of industry experience. She previously worked at Morgan Stanley Smith Barney for 16 years before joining Raymond James in 2026. She holds a Series 66 designation and is based in Burlington, VT. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary advisory services using risk profiling and analytical tools, and supports a large network of advisors with specialized programs including municipal advisory and SIMPLE IRA consulting services.

Azulena Godeck is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Raymond James Financial in Burlington, VT. Her career includes roles at Vanguard, BlackRock, Mercer Investments, and State Street Global Advisors. She serves on the Finance and Investment Committees for United Way Northwest Vermont. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Michael Mccormack is a financial advisor with Raymond James Financial, holding CFP® and Series 66 credentials and possessing 26 years of industry experience. He has been with Raymond James Financial since 2009 and previously worked with Advisors In Financial Planning starting in 1999. Outside of his advisory role, Mccormack is managing partner of Hickok & Boardman Capital Management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, pension, corporate, charitable, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains specialist offerings including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Mason Beck is a Series 66 licensed financial advisor with one year of industry experience, currently serving at Raymond James Financial. His prior work experience includes roles at The Burlington School District and Hickock and Boardman Capital Management. Outside of finance, he operated a catering business, Catering By Dale, from 2021 to 2023. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

William Hauf is a financial advisor at Raymond James Financial with a Series 66 credential and one year of industry experience. His prior work includes positions at Hickok & Boardman Capital Management and Raymond James Financial Services Advisors, Inc. Outside of finance, he has experience working with Vermont Tent Co. and has been involved in education at Mount Mansfield Union High School and Camels Hump Middle School. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base that includes individuals, institutions, and charitable organizations. The firm delivers non-discretionary planning tailored to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Zachary Musgrave is a CFP® professional with 13 years of industry experience, currently serving at Raymond James Financial Services Advisors Inc. since 2014. He holds designations including CFP® and Series 66 and is also a partner at Hickok & Boardman Capital Management. His career includes roles at Advisors In Financial Planning and Hickok & Boardman Financial Planning & HR Intelligence. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm delivers non-discretionary planning tailored to client goals and supports its extensive advisor network through advanced analytical tools and technology integration.