Nicholas Nielsen is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Raymond James Financial. His prior roles include advisory positions at Independent Advisor Alliance, LPL Financial, and SunTrust Advisory Services. Outside of his advisory work, he is an author of the book *Visual Finance* and serves as an ESPN+ analyst for the NJCAA Basketball Tournament. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual investors, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Jeffrey Walters is a CFP® professional with 27 years of industry experience, currently affiliated with Raymond James Financial in Charlotte, NC. He previously worked at LPL Financial, Independent Advisor Alliance, and SunTrust Advisory Services, among others. Walters owns and operates a support company named Jeff Walters, where he serves as an advisor and proprietor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and supports institutional consulting and portfolio management across a broad advisor network.