Joshua Holby is a CFP® professional with 15 years of industry experience currently affiliated with Raymond James Financial. He previously worked at Wells Fargo Advisors LLC and Pinnacle Financial Partners. Outside of advisory work, Holby is involved in ownership of rental real estate through Legacy Holdings LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and supports a wide network of advisors with advanced analytical tools and specialty services, including municipal advisory and SIMPLE IRA employer consulting.

Philip Salice is a financial advisor with Raymond James Financial in Charlotte, NC, holding Series 66 and Series 63 credentials and two years of industry experience. His prior roles include positions at Barings, Carousel Capital, Harris Williams, and Bank of America. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, corporations, and institutional accounts. The firm utilizes tailored planning and analytical tools to support client goals and is notable for its municipal advisory affiliation and specialized retirement plan consulting services.

Charles Foresyth is a CFP® professional with 27 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has held roles at Raymond James since 2016, including positions with Ivy Distributors and Waddell & Reed. Outside of his advisory work, he serves as a Deacon and Finance Committee member at Pritchard Church in Charlotte, NC, where he supports endowment review activities. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services supported by advanced analytical tools and maintains specialized programs for municipal finance and SIMPLE IRA employer consulting.