Michael Cunningham is a financial advisor at Raymond James Financial with four years of industry experience. He holds Series 63 and Series 66 licenses and has previous experience with LPL Financial, Fidelity Investments, and First Technology Federal Credit Union. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals across a broad advisor network.

Marianne Zawacki is a financial advisor with Raymond James Financial who holds a Series 66 designation and has 22 years of industry experience. Her career includes roles at LPL Financial, Cetera Wealth Services, and Northwestern Mutual Investment Management. She is also involved with Digital Federal Credit Union through related investment and financial institution activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting supported by analytical tools and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Gabriel Gonzalez is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has seven years of industry experience. His prior work includes roles at Merrill Lynch, LPL Financial, and Bank of America. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and supports its recommendations through various advisory programs and tools.

Murad Royal is a CFP® with 27 years of industry experience, currently associated with Raymond James Financial in Chelmsford, MA. His prior roles include positions at LPL Financial, Citizens Securities Inc., and Merrill, among others. Outside of his advisory work, he manages a home-based Etsy account and serves as a Program Manager at Digital Federal Credit Union. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.