Chad Hoener is a financial advisor at Raymond James Financial Services Advisors, Inc. with eight years of industry experience. He holds the Series 66 designation and has worked at firms including Bank of America, Merrill, and Edward Jones. His prior experience includes six years at Quincy Recycle. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Michael Dunham Jr. is a financial advisor at Raymond James Financial with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America, Merrill, and Fidelity. In addition to his role at Raymond James, he is associated with Fontana Financial Planning in a financial advisor capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance activities through a unique affiliation with a municipal advisor.

Noah Oakes is a financial advisor with Raymond James Financial in Dallas, TX. He holds Series 65 and Series 66 designations and has one year of industry experience. Prior to joining Raymond James, he worked at Morgan Stanley and Fidelity Investments. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm employs a non-discretionary approach that incorporates risk profiling and modeling tools to tailor recommendations to client goals.

Patrick Fontana is a CFP® professional with 26 years of industry experience, currently serving at Raymond James Financial. His prior experience includes roles at Bank of America and Merrill. He is the author of a book titled "Faith, Patience, Discipline," which he manages through a dedicated business entity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses advanced analytical tools to support client goals.