David Cobb is a financial advisor at Raymond James Financial with two years of industry experience. He holds a Series 66 designation and has previously worked at SmartBank and Wallace Community College. Outside of his advisory work, he serves as an executor and power of attorney for family-related financial matters. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary advice using analytical tools and supports its clients through various advisory programs and institutional consulting services.

William Lynch is a financial advisor with Raymond James Financial holding a Series 66 designation and one year of industry experience. His prior work includes roles at SmartBank and experience in education at Samford University and local schools. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Jennifer Garcia is a financial advisor at Raymond James Financial with one year of industry experience. She holds the Series 66 designation and has previously worked at SmartBank Investment Services and Raymond James Financial Services Inc. Outside of her advisory role, she is an associate at SmartBank, assisting other advisors. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains unique affiliations in municipal finance and specialized retirement plan consulting.

John Klosky is a financial advisor with Raymond James Financial in Dothan, Alabama, holding a Series 63 designation and over 30 years of industry experience. He has been with Raymond James Financial and its related entities since 1999 and also worked at SmartBank beginning in 2023. Outside of his advisory work, he is involved in agricultural and aviation-related businesses as the owner of Belle Grove Farms and a member-owner of Belle Grove Aero LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm’s approach combines non-discretionary planning and risk profiling with analytical modeling and supports clients through its extensive advisor network and advisory programs.

James Closson is a financial advisor with Raymond James Financial in Dothan, Alabama, holding a Series 63 designation and bringing 34 years of industry experience. His career includes roles at Smartbank Investment Services and his own firm, Closson & Associates Support Co, alongside a long tenure at Raymond James Financial since 1995. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized offerings such as municipal advisory services and a SIMPLE IRA Employer Advisory & Consulting program.