Richard Kohl is a financial advisor with Raymond James Financial in Fort Thomas, KY, holding Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at Fidelity Investments and Concurrent Advisors, and he has experience supporting a non-investment-related business, Bisbe Capital, in an associate capacity. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations, utilizing tailored, non-discretionary strategies supported by analytical modeling.

Andrew Tate is a financial advisor at Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and began his advisory career in 2025. Prior to joining Raymond James, he served five years in the United States Army and has experience in small business ownership through Tate Welding LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and charitable clients. The firm uses fact-finding and risk-profiling tools to deliver non-discretionary planning tailored to client goals and supports a wide network of advisors and affiliate firms.

Brandi Kohlsmith is a Series 66-licensed financial advisor with Raymond James Financial in Fort Thomas, KY, bringing four years of industry experience. Prior to joining Raymond James, she worked at Edward Jones for 20 years. Outside of her advisory role, she is also involved as an associate at Bisbe Capital, providing administrative support. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and consulting using advanced analytical tools and supports a wide advisor network with specialized municipal and public finance capabilities.